Cost of Living in West Ocean City, MD

Population 5,124 · Maryland · Data vintage 2023

129
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

West Ocean City is a smaller Maryland community of around 5000 residents, where median household incomes of $93,776 and housing costs ($419,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 9.9% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, West Ocean City lies roughly 105 miles southeast of the nearest major metro, Baltimore. Median home values run roughly 91% higher than Baltimore's $219,000.

Cost Overview

Housing 137
Rent 118

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in West Ocean City

The median home value in West Ocean City is $418,700 — 37% above the national median of $305,000. Median rent runs $1,546/month, 18% higher than the national median of $1,314/month. The median household income of $93,776/year is 26% higher than the US median of $74,580. The local unemployment rate is 9.9%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. The climate averages highs of 64.4°F and lows of 47.5°F. Overall, West Ocean City has a cost of living index of 129 versus the US average of 100, meaning it is 29% more expensive.

🏠 Housing

Median Home Value
$418,700
37% above avg
Median Rent
$1,546/mo
18% above avg
Price-to-Rent Ratio
22.6x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 75.7%
Renter-occupied 24.3%

💰 Estimated Monthly Budget

Rent median rent
$1,546
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,160/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.6 min
24% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.8%

Commute Mode

Drove alone
87.1%
Carpooled
4.4%
Walked
2.0%
Bicycle
0.6%
Work from home
5.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$93,776
26% above avg
Per Capita Income
$71,287
Unemployment Rate
9.9%
107% above avg
Poverty Rate
8.8%
Labor Force Participation
68.5%

🎓 Education

Bachelor's degree+ 21.6%
Graduate degree 13.5%

👥 Demographics

Median Age 49.3
Male median age 51.1
Female median age 46.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.4°F
Avg Low
47.5°F
Annual Precip
42.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 454752627079848377685850
Low °F 282935445363686761493932
Precip" 3.392.953.863.003.763.323.773.833.934.043.183.60

Frequently Asked Questions

What is the cost of living in West Ocean City, MD?

West Ocean City has a cost index of 129 (100 = national average). It is 29% above the national average.

What is average rent in West Ocean City, MD?

The median gross rent in West Ocean City is $1,546 per month based on 2023 Census data.

What is the average home price in West Ocean City?

The median home value in West Ocean City is $418,700 according to 2023 Census ACS data.

What is the median income in West Ocean City?

The median household income in West Ocean City is $93,776 per year (2023 ACS 5-year estimates).

What is the sales tax in West Ocean City, MD?

The combined state and local sales tax rate in West Ocean City is 6.0%. The Maryland state income tax top rate is 5.8%.

Is West Ocean City, MD affordable?

West Ocean City is above average in cost of living, with an index of 129 — about 29% higher than the national average.

What is the weather like in West Ocean City?

West Ocean City has average high temperatures of 64.4°F and average lows of 47.5°F. Annual precipitation is 42.6". Data from NOAA 1991–2020 Climate Normals.

West Ocean City at a Glance

Population
5,124
Median Income
$93,776
Home Value
$418,700
Median Rent
$1,546/mo
Unemployment
9.9%
Avg High Temp
64.4°F
Sales Tax
6.0%
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🗺️ County data for Maryland

Explore county-level cost of living data

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