Cost of Living in White Marsh, MD

Population 10,480 · Maryland · Data vintage 2023

129
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives White Marsh a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $370,000. An unemployment rate of 1.9% points to a labor market well on the tight side of the national distribution.

Located 10 miles northeast of Baltimore, White Marsh falls within that metro's commuting orbit. Median home values run roughly 69% higher than Baltimore's $219,000.

Cost Overview

Housing 121
Rent 141

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in White Marsh

The median home value in White Marsh is $370,100 — 21% above the national median of $305,000. Median rent runs $1,847/month, 41% higher than the national median of $1,314/month. The median household income of $123,302/year is 65% higher than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, White Marsh has a cost of living index of 129 versus the US average of 100, meaning it is 29% more expensive.

🏠 Housing

Median Home Value
$370,100
21% above avg
Zillow Home Value
$395,802
Zillow ZHVI
Median Rent
$1,847/mo
41% above avg
Price-to-Rent Ratio
16.7x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 74.2%
Renter-occupied 25.8%

💰 Estimated Monthly Budget

Rent median rent
$1,847
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,461/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.3 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.2%

Commute Mode

Drove alone
69.5%
Carpooled
6.8%
Public transit
1.7%
Work from home
20.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$123,302
65% above avg
Per Capita Income
$53,412
Unemployment Rate
1.9%
61% below avg
Poverty Rate
6.1%
Labor Force Participation
70.6%

🎓 Education

Bachelor's degree+ 29.6%
Graduate degree 17.9%

👥 Demographics

Median Age 40.1
Male median age 38.9
Female median age 41.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
62.5%
Good air days/yr
205
Max AQI recorded
127
PM2.5 days
231
Ozone days

Frequently Asked Questions

What is the cost of living in White Marsh, MD?

White Marsh has a cost index of 129 (100 = national average). It is 29% above the national average.

What is average rent in White Marsh, MD?

The median gross rent in White Marsh is $1,847 per month based on 2023 Census data.

What is the average home price in White Marsh?

The median home value in White Marsh is $370,100 according to Zillow and Census data.

What is the median income in White Marsh?

The median household income in White Marsh is $123,302 per year (2023 ACS 5-year estimates).

What is the sales tax in White Marsh, MD?

The combined state and local sales tax rate in White Marsh is 6.0%. The Maryland state income tax top rate is 5.8%.

Is White Marsh, MD affordable?

White Marsh is above average in cost of living, with an index of 129 — about 29% higher than the national average.

White Marsh at a Glance

Population
10,480
Median Income
$123,302
Home Value
$370,100
Median Rent
$1,847/mo
Unemployment
1.9%
Sales Tax
6.0%
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🗺️ County data for Maryland

Explore county-level cost of living data

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