Cost of Living in Cape Elizabeth, ME

Population 9,547 · Maine · Data vintage 2023

197
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Cape Elizabeth run well above the national baseline, with a median of $661,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $145,107 place the city among the better-paid Maine metros. The labor market has been unusually tight, with unemployment around 1.8% — below most comparable cities in the state.

Located 75 miles northeast of Manchester, Cape Elizabeth is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 97% higher than Manchester's $336,000.

Cost Overview

Housing 217
Rent 167

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cape Elizabeth

The median home value in Cape Elizabeth is $661,000 — 117% above the national median of $305,000. Median rent runs $2,191/month, 67% higher than the national median of $1,314/month. The median household income of $145,107/year is 95% higher than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Maine's top state income tax rate is 7.2% and the combined sales tax is 5.5%. The climate averages highs of 56.4°F and lows of 38.6°F, with about 68.7" of annual snowfall. Overall, Cape Elizabeth has a cost of living index of 197 versus the US average of 100, meaning it is 97% more expensive.

🏠 Housing

Median Home Value
$661,000
117% above avg
Median Rent
$2,191/mo
67% above avg
Price-to-Rent Ratio
25.1x
Favors renting
Property Tax Rate
1.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,379
1 BR
$1,563
2 BR
$2,011
3 BR
$2,464
4 BR
$2,763
Owner-occupied 88.5%
Renter-occupied 11.5%

💰 Estimated Monthly Budget

Rent median rent
$2,191
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,805/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.0 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
27.8%

Commute Mode

Drove alone
63.1%
Carpooled
6.2%
Walked
1.5%
Bicycle
0.1%
Work from home
27.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.2%
Total Sales Tax 5.5%
State rate 5.5%
Avg local rate 0.0%
Property Tax 1.4%

💼 Income & Employment

Median Household Income
$145,107
95% above avg
Per Capita Income
$79,305
Unemployment Rate
1.8%
62% below avg
Poverty Rate
4.2%
Labor Force Participation
53.1%

🎓 Education

Bachelor's degree+ 34.7%
Graduate degree 42.5%

👥 Demographics

Median Age 49.7
Male median age 47.6
Female median age 50.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.4°F
Avg Low
38.6°F
Annual Precip
48.1"
Annual Snowfall
68.7"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323542546474807971604838
Low °F 161726354655616052413222
Precip" 3.503.544.084.413.674.153.433.573.775.254.254.50
Snow" 18.616.613.62.80.00.00.00.00.00.22.314.6

Frequently Asked Questions

What is the cost of living in Cape Elizabeth, ME?

Cape Elizabeth has a cost index of 197 (100 = national average). It is 97% above the national average.

What is average rent in Cape Elizabeth, ME?

The median gross rent in Cape Elizabeth is $2,191 per month based on 2023 Census data.

What is the average home price in Cape Elizabeth?

The median home value in Cape Elizabeth is $661,000 according to 2023 Census ACS data.

What is the median income in Cape Elizabeth?

The median household income in Cape Elizabeth is $145,107 per year (2023 ACS 5-year estimates).

What is the sales tax in Cape Elizabeth, ME?

The combined state and local sales tax rate in Cape Elizabeth is 5.5%. The Maine state income tax top rate is 7.2%.

Is Cape Elizabeth, ME affordable?

Cape Elizabeth is above average in cost of living, with an index of 197 — about 97% higher than the national average.

What is the weather like in Cape Elizabeth?

Cape Elizabeth has average high temperatures of 56.4°F and average lows of 38.6°F. Annual precipitation is 48.1". Average annual snowfall is 68.7". Data from NOAA 1991–2020 Climate Normals.

Cape Elizabeth at a Glance

Population
9,547
Median Income
$145,107
Home Value
$661,000
Median Rent
$2,191/mo
Unemployment
1.8%
Avg High Temp
56.4°F
Sales Tax
5.5%
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