Cost of Living in Hamtramck, MI

Population 27,830 · Michigan · Data vintage 2023

51
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hamtramck's median household income of $40,103 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (38% here). Unemployment has stayed elevated relative to the national figure — 11.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Hamtramck is part of the immediate Detroit metro area. Median home values run roughly 52% higher than Detroit's $77,000.

Cost Overview

Housing 38
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hamtramck

The median home value in Hamtramck is $116,400 — 62% below the national median of $305,000. Median rent runs $907/month, 31% lower than the national median of $1,314/month. The median household income of $40,103/year is 46% lower than the US median of $74,580. The local unemployment rate is 11.7%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 58.7°F and lows of 42.3°F. Overall, Hamtramck has a cost of living index of 51 versus the US average of 100, meaning it is 49% less expensive.

🏠 Housing

Median Home Value
$116,400
62% below avg
Zillow Home Value
$156,905
Zillow ZHVI
Median Rent
$907/mo
31% below avg
Price-to-Rent Ratio
10.7x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 57.1%
Renter-occupied 42.9%

💰 Estimated Monthly Budget

Rent median rent
$907
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,521/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.2 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.8%

Commute Mode

Drove alone
66.4%
Carpooled
19.4%
Public transit
0.5%
Walked
4.2%
Bicycle
0.3%
Work from home
7.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$40,103
46% below avg
Per Capita Income
$14,820
Unemployment Rate
11.7%
144% above avg
Poverty Rate
38.2%
Labor Force Participation
45.7%

🎓 Education

Bachelor's degree+ 12.3%
Graduate degree 5.8%

👥 Demographics

Median Age 27
Male median age 25.9
Female median age 28.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.7°F
Avg Low
42.3°F
Annual Precip
29.9"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323545587079848174614837
Low °F 202128395060656456453426
Precip" 1.451.412.022.823.493.103.223.103.092.302.161.73

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 61 — Moderate
19.2%
Good air days/yr
226
Max AQI recorded
329
PM2.5 days
33
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

80%
4-Year Graduation Rate
17.2:1
Student-teacher ratio
8
Public schools
3,353
Total enrollment

Frequently Asked Questions

What is the cost of living in Hamtramck, MI?

Hamtramck has a cost index of 51 (100 = national average). It is 49% below the national average.

What is average rent in Hamtramck, MI?

The median gross rent in Hamtramck is $907 per month based on 2023 Census data.

What is the average home price in Hamtramck?

The median home value in Hamtramck is $116,400 according to Zillow and Census data.

What is the median income in Hamtramck?

The median household income in Hamtramck is $40,103 per year (2023 ACS 5-year estimates).

What is the sales tax in Hamtramck, MI?

The combined state and local sales tax rate in Hamtramck is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Hamtramck, MI affordable?

Yes, Hamtramck is generally considered affordable, with a cost of living index of 51 — about 49% below the US national average of 100.

What is the weather like in Hamtramck?

Hamtramck has average high temperatures of 58.7°F and average lows of 42.3°F. Annual precipitation is 29.9". Data from NOAA 1991–2020 Climate Normals.

Hamtramck at a Glance

Population
27,830
Median Income
$40,103
Home Value
$116,400
Median Rent
$907/mo
Unemployment
11.7%
Avg High Temp
58.7°F
Sales Tax
6.0%
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