Cost of Living in Holly, MI

Population 5,971 · Michigan · Data vintage 2023

64
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Holly sits on the smaller end of the Michigan city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 6.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 35 miles west of Sterling Heights, Holly falls within that metro's commuting orbit. Median home values run roughly 33% lower than Sterling Heights' $261,000.

Cost Overview

Housing 57
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Holly

The median home value in Holly is $174,900 — 43% below the national median of $305,000. Median rent runs $974/month, 26% lower than the national median of $1,314/month. The median household income of $61,221/year is 18% lower than the US median of $74,580. The local unemployment rate is 6.7%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Holly has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.

🏠 Housing

Median Home Value
$174,900
43% below avg
Zillow Home Value
$312,940
Zillow ZHVI
Median Rent
$974/mo
26% below avg
Price-to-Rent Ratio
15.0x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 65.7%
Renter-occupied 34.3%

💰 Estimated Monthly Budget

Rent median rent
$974
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,588/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.4 min
35% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.9%

Commute Mode

Drove alone
74.3%
Carpooled
10.1%
Walked
1.7%
Work from home
13.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$61,221
18% below avg
Per Capita Income
$36,723
Unemployment Rate
6.7%
40% above avg
Poverty Rate
10.0%
Labor Force Participation
63.1%

🎓 Education

Bachelor's degree+ 13.2%
Graduate degree 9.2%

👥 Demographics

Median Age 43.4
Male median age 44
Female median age 41.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
73.9%
Good air days/yr
169
Max AQI recorded
53
PM2.5 days
208
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
16.6:1
Student-teacher ratio
7
Public schools
3,258
Total enrollment

Frequently Asked Questions

What is the cost of living in Holly, MI?

Holly has a cost index of 64 (100 = national average). It is 36% below the national average.

What is average rent in Holly, MI?

The median gross rent in Holly is $974 per month based on 2023 Census data.

What is the average home price in Holly?

The median home value in Holly is $174,900 according to Zillow and Census data.

What is the median income in Holly?

The median household income in Holly is $61,221 per year (2023 ACS 5-year estimates).

What is the sales tax in Holly, MI?

The combined state and local sales tax rate in Holly is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Holly, MI affordable?

Yes, Holly is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.

Holly at a Glance

Population
5,971
Median Income
$61,221
Home Value
$174,900
Median Rent
$974/mo
Unemployment
6.7%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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