Cost of Living in Midland, MI
Population 42,461 · Michigan · Data vintage 2023
(100 = US avg)
Housing costs in Midland stay well under national norms: a median home value of $192,000 against median household incomes of $74,906 gives the city one of the more comfortable price-to-income ratios in Michigan.
Geographically, Midland is about 65 miles north of Lansing, the nearest large metro. Median home values run roughly 61% higher than Lansing's $119,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Midland
The median home value in Midland is $192,400 — 37% below the national median of $305,000. Median rent runs $990/month, 25% lower than the national median of $1,314/month. The median household income of $74,906/year is equal to than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 56.9°F and lows of 39.1°F, with about 49" of annual snowfall. Overall, Midland has a cost of living index of 68 versus the US average of 100, meaning it is 32% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 30 | 32 | 42 | 56 | 69 | 79 | 82 | 80 | 73 | 60 | 46 | 35 |
| Low °F | 16 | 17 | 26 | 36 | 48 | 58 | 61 | 59 | 52 | 41 | 32 | 23 |
| Precip" | 1.92 | 1.77 | 2.02 | 3.19 | 3.41 | 3.28 | 2.83 | 3.85 | 2.81 | 2.91 | 2.28 | 1.85 |
| Snow" | 13.9 | 11.4 | 6.0 | 2.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.2 | 3.3 | 11.8 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Midland, MI?
Midland has a cost index of 68 (100 = national average). It is 32% below the national average.
What is average rent in Midland, MI?
The median gross rent in Midland is $990 per month based on 2023 Census data.
What is the average home price in Midland?
The median home value in Midland is $192,400 according to Zillow and Census data.
What is the median income in Midland?
The median household income in Midland is $74,906 per year (2023 ACS 5-year estimates).
What is the sales tax in Midland, MI?
The combined state and local sales tax rate in Midland is 6.0%. The Michigan state income tax top rate is 4.3%.
Is Midland, MI affordable?
Yes, Midland is generally considered affordable, with a cost of living index of 68 — about 32% below the US national average of 100.
What is the weather like in Midland?
Midland has average high temperatures of 56.9°F and average lows of 39.1°F. Annual precipitation is 32.1". Average annual snowfall is 49". Data from NOAA 1991–2020 Climate Normals.
Midland at a Glance
- Population
- 42,461
- Median Income
- $74,906
- Home Value
- $192,400
- Median Rent
- $990/mo
- Unemployment
- 4.6%
- Avg High Temp
- 56.9°F
- Sales Tax
- 6.0%
Nearby Cities
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Michigan Rankings
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