Cost of Living in Milford, MI

Population 6,467 · Michigan · Data vintage 2023

101
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Milford a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $349,000. The labor market has been unusually tight, with unemployment around 2.7% — below most comparable cities in the state.

Geographically, Milford sits roughly 25 miles north of Ann Arbor. Median home values run roughly 20% lower than Ann Arbor's $435,000.

Cost Overview

Housing 114
Rent 81

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Milford

The median home value in Milford is $348,600 — 14% above the national median of $305,000. Median rent runs $1,058/month, 19% lower than the national median of $1,314/month. The median household income of $102,521/year is 37% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 57.2°F and lows of 39.5°F. Overall, Milford has a cost of living index of 101 versus the US average of 100, meaning it is 1% more expensive.

🏠 Housing

Median Home Value
$348,600
14% above avg
Zillow Home Value
$469,885
Zillow ZHVI
Median Rent
$1,058/mo
19% below avg
Price-to-Rent Ratio
27.5x
Favors renting
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 75.4%
Renter-occupied 24.6%

💰 Estimated Monthly Budget

Rent median rent
$1,058
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,672/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.9 min
18% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.0%

Commute Mode

Drove alone
76.0%
Carpooled
5.6%
Work from home
18.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$102,521
37% above avg
Per Capita Income
$55,208
Unemployment Rate
2.7%
44% below avg
Poverty Rate
8.6%
Labor Force Participation
63.0%

🎓 Education

Bachelor's degree+ 31.3%
Graduate degree 17.9%

👥 Demographics

Median Age 42.1
Male median age 39.6
Female median age 47.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.2°F
Avg Low
39.5°F
Annual Precip
29.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303343576978828073604635
Low °F 171826364858626153423223
Precip" 1.631.071.922.663.683.192.782.913.082.602.051.59

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
73.9%
Good air days/yr
169
Max AQI recorded
53
PM2.5 days
208
Ozone days

Frequently Asked Questions

What is the cost of living in Milford, MI?

Milford has a cost index of 101 (100 = national average). It is 1% above the national average.

What is average rent in Milford, MI?

The median gross rent in Milford is $1,058 per month based on 2023 Census data.

What is the average home price in Milford?

The median home value in Milford is $348,600 according to Zillow and Census data.

What is the median income in Milford?

The median household income in Milford is $102,521 per year (2023 ACS 5-year estimates).

What is the sales tax in Milford, MI?

The combined state and local sales tax rate in Milford is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Milford, MI affordable?

Milford is near the national average in terms of cost of living, with an index of 101 (100 = US average).

What is the weather like in Milford?

Milford has average high temperatures of 57.2°F and average lows of 39.5°F. Annual precipitation is 29.2". Data from NOAA 1991–2020 Climate Normals.

Milford at a Glance

Population
6,467
Median Income
$102,521
Home Value
$348,600
Median Rent
$1,058/mo
Unemployment
2.7%
Avg High Temp
57.2°F
Sales Tax
6.0%
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🗺️ County data for Michigan

Explore county-level cost of living data

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