Cost of Living in Mount Morris, MI

Population 3,130 · Michigan · Data vintage 2023

43
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Mount Morris run well below national norms — a median of $42,886 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $80,000). A poverty rate near 28% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Located 50 miles northwest of Sterling Heights, Mount Morris is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 70% lower than Sterling Heights' $261,000.

Cost Overview

Housing 26
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mount Morris

The median home value in Mount Morris is $79,500 — 74% below the national median of $305,000. Median rent runs $884/month, 33% lower than the national median of $1,314/month. The median household income of $42,886/year is 42% lower than the US median of $74,580. The local unemployment rate is 11.9%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 57.2°F and lows of 38.1°F, with about 52.1" of annual snowfall. Overall, Mount Morris has a cost of living index of 43 versus the US average of 100, meaning it is 57% less expensive.

🏠 Housing

Median Home Value
$79,500
74% below avg
Zillow Home Value
$108,911
Zillow ZHVI
Median Rent
$884/mo
33% below avg
Price-to-Rent Ratio
7.5x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 58.6%
Renter-occupied 41.4%

💰 Estimated Monthly Budget

Rent median rent
$884
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,498/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.6 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.6%

Commute Mode

Drove alone
86.0%
Carpooled
6.7%
Public transit
1.6%
Walked
1.4%
Bicycle
0.8%
Work from home
2.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$42,886
42% below avg
Per Capita Income
$20,138
Unemployment Rate
11.9%
148% above avg
Poverty Rate
28.2%
Labor Force Participation
51.5%

🎓 Education

Bachelor's degree+ 4.5%
Graduate degree 0.8%

👥 Demographics

Median Age 32.8
Male median age 30
Female median age 36.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.2°F
Avg Low
38.1°F
Annual Precip
32"
Annual Snowfall
52.1"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303343576978828073604735
Low °F 161725354656605850403123
Precip" 1.991.681.973.133.683.123.413.162.902.772.271.89
Snow" 15.113.06.62.40.00.00.00.00.00.33.311.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
65.4%
Good air days/yr
178
Max AQI recorded
206
PM2.5 days
158
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

52%
4-Year Graduation Rate
17.3:1
Student-teacher ratio
8
Public schools
1,729
Total enrollment

Frequently Asked Questions

What is the cost of living in Mount Morris, MI?

Mount Morris has a cost index of 43 (100 = national average). It is 57% below the national average.

What is average rent in Mount Morris, MI?

The median gross rent in Mount Morris is $884 per month based on 2023 Census data.

What is the average home price in Mount Morris?

The median home value in Mount Morris is $79,500 according to Zillow and Census data.

What is the median income in Mount Morris?

The median household income in Mount Morris is $42,886 per year (2023 ACS 5-year estimates).

What is the sales tax in Mount Morris, MI?

The combined state and local sales tax rate in Mount Morris is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Mount Morris, MI affordable?

Yes, Mount Morris is generally considered affordable, with a cost of living index of 43 — about 57% below the US national average of 100.

What is the weather like in Mount Morris?

Mount Morris has average high temperatures of 57.2°F and average lows of 38.1°F. Annual precipitation is 32". Average annual snowfall is 52.1". Data from NOAA 1991–2020 Climate Normals.

Mount Morris at a Glance

Population
3,130
Median Income
$42,886
Home Value
$79,500
Median Rent
$884/mo
Unemployment
11.9%
Avg High Temp
57.2°F
Sales Tax
6.0%
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