Cost of Living in Waverly, MI

Population 23,301 · Michigan · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Waverly can reasonably expect a home to cost less than three years of household income — $222,000 against $75,868 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Waverly is part of the immediate Lansing metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 86% higher than Lansing's $119,000.

Cost Overview

Housing 73
Rent 86

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Waverly

The median home value in Waverly is $222,300 — 27% below the national median of $305,000. Median rent runs $1,125/month, 14% lower than the national median of $1,314/month. The median household income of $75,868/year is 2% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. The climate averages highs of 57.9°F and lows of 39.2°F, with about 50.2" of annual snowfall. Overall, Waverly has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$222,300
27% below avg
Median Rent
$1,125/mo
14% below avg
Price-to-Rent Ratio
16.5x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 55.8%
Renter-occupied 44.2%

💰 Estimated Monthly Budget

Rent median rent
$1,125
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,739/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.8 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.6%

Commute Mode

Drove alone
68.9%
Carpooled
10.3%
Public transit
1.0%
Walked
0.9%
Bicycle
0.1%
Work from home
17.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$75,868
2% above avg
Per Capita Income
$46,091
Unemployment Rate
5.3%
10% above avg
Poverty Rate
8.5%
Labor Force Participation
65.7%

🎓 Education

Bachelor's degree+ 27.2%
Graduate degree 16.7%

👥 Demographics

Median Age 40.7
Male median age 39.8
Female median age 43.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
57.9°F
Avg Low
39.2°F
Annual Precip
33.3"
Annual Snowfall
50.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 313444586979838174614736
Low °F 171826364857616052413223
Precip" 2.061.712.133.263.663.762.943.482.813.162.461.90
Snow" 14.312.95.91.70.00.00.00.00.00.23.911.3

Frequently Asked Questions

What is the cost of living in Waverly, MI?

Waverly has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Waverly, MI?

The median gross rent in Waverly is $1,125 per month based on 2023 Census data.

What is the average home price in Waverly?

The median home value in Waverly is $222,300 according to 2023 Census ACS data.

What is the median income in Waverly?

The median household income in Waverly is $75,868 per year (2023 ACS 5-year estimates).

What is the sales tax in Waverly, MI?

The combined state and local sales tax rate in Waverly is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Waverly, MI affordable?

Yes, Waverly is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.

What is the weather like in Waverly?

Waverly has average high temperatures of 57.9°F and average lows of 39.2°F. Annual precipitation is 33.3". Average annual snowfall is 50.2". Data from NOAA 1991–2020 Climate Normals.

Waverly at a Glance

Population
23,301
Median Income
$75,868
Home Value
$222,300
Median Rent
$1,125/mo
Unemployment
5.3%
Avg High Temp
57.9°F
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs