Cost of Living in Bayport, MN

Population 3,948 · Minnesota · Data vintage 2023

125
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Bayport a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $363,000. An unemployment rate of 2.4% points to a labor market well on the tight side of the national distribution.

Geographically, Bayport sits roughly 15 miles east of St. Paul. Median home values run roughly 30% higher than St. Paul's $280,000.

Cost Overview

Housing 119
Rent 135

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bayport

The median home value in Bayport is $363,200 — 19% above the national median of $305,000. Median rent runs $1,773/month, 35% higher than the national median of $1,314/month. The median household income of $115,781/year is 55% higher than the US median of $74,580. The local unemployment rate is 2.4%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Bayport has a cost of living index of 125 versus the US average of 100, meaning it is 25% more expensive.

🏠 Housing

Median Home Value
$363,200
19% above avg
Zillow Home Value
$447,292
Zillow ZHVI
Median Rent
$1,773/mo
35% above avg
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 85.3%
Renter-occupied 14.7%

💰 Estimated Monthly Budget

Rent median rent
$1,773
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,387/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.2 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.4%

Commute Mode

Drove alone
74.4%
Carpooled
3.8%
Walked
3.1%
Bicycle
1.4%
Work from home
16.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$115,781
55% above avg
Per Capita Income
$38,600
Unemployment Rate
2.4%
51% below avg
Poverty Rate
3.9%
Labor Force Participation
43.9%

🎓 Education

Bachelor's degree+ 16.3%
Graduate degree 10.2%

👥 Demographics

Median Age 40.1
Male median age 39.8
Female median age 41.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
80.8%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
240
Ozone days

Frequently Asked Questions

What is the cost of living in Bayport, MN?

Bayport has a cost index of 125 (100 = national average). It is 25% above the national average.

What is average rent in Bayport, MN?

The median gross rent in Bayport is $1,773 per month based on 2023 Census data.

What is the average home price in Bayport?

The median home value in Bayport is $363,200 according to Zillow and Census data.

What is the median income in Bayport?

The median household income in Bayport is $115,781 per year (2023 ACS 5-year estimates).

What is the sales tax in Bayport, MN?

The combined state and local sales tax rate in Bayport is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Bayport, MN affordable?

Bayport is above average in cost of living, with an index of 125 — about 25% higher than the national average.

Bayport at a Glance

Population
3,948
Median Income
$115,781
Home Value
$363,200
Median Rent
$1,773/mo
Unemployment
2.4%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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