Cost of Living in Oakdale, MN

Population 28,109 · Minnesota · Data vintage 2023

104
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Oakdale cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $306,000, rents near $1,452 a month.

Located 7 miles east of St. Paul, Oakdale falls within that metro's commuting orbit. Median home values run roughly 9% higher than St. Paul's $280,000.

Cost Overview

Housing 100
Rent 111

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oakdale

The median home value in Oakdale is $305,900 — equal to the national median of $305,000. Median rent runs $1,452/month, 11% higher than the national median of $1,314/month. The median household income of $90,379/year is 21% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Oakdale has a cost of living index of 104 versus the US average of 100, meaning it is 4% more expensive.

🏠 Housing

Median Home Value
$305,900
0% below avg
Zillow Home Value
$348,305
Zillow ZHVI
Median Rent
$1,452/mo
11% above avg
Zillow Rent
$1,769/mo
Zillow ZORI
Price-to-Rent Ratio
17.6x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 77.4%
Renter-occupied 22.6%

💰 Estimated Monthly Budget

Rent median rent
$1,452
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,066/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.8 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.6%

Commute Mode

Drove alone
69.6%
Carpooled
9.5%
Public transit
1.2%
Walked
0.6%
Bicycle
0.5%
Work from home
17.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$90,379
21% above avg
Per Capita Income
$44,986
Unemployment Rate
4.3%
10% below avg
Poverty Rate
6.0%
Labor Force Participation
66.3%

🎓 Education

Bachelor's degree+ 23.4%
Graduate degree 10.3%

👥 Demographics

Median Age 41.3
Male median age 37.8
Female median age 43.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
80.8%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
240
Ozone days

Frequently Asked Questions

What is the cost of living in Oakdale, MN?

Oakdale has a cost index of 104 (100 = national average). It is 4% above the national average.

What is average rent in Oakdale, MN?

The median gross rent in Oakdale is $1,452 per month based on 2023 Census data.

What is the average home price in Oakdale?

The median home value in Oakdale is $305,900 according to Zillow and Census data.

What is the median income in Oakdale?

The median household income in Oakdale is $90,379 per year (2023 ACS 5-year estimates).

What is the sales tax in Oakdale, MN?

The combined state and local sales tax rate in Oakdale is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Oakdale, MN affordable?

Oakdale is near the national average in terms of cost of living, with an index of 104 (100 = US average).

Oakdale at a Glance

Population
28,109
Median Income
$90,379
Home Value
$305,900
Median Rent
$1,452/mo
Unemployment
4.3%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

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