Cost of Living in Buffalo, MN

Population 16,388 · Minnesota · Data vintage 2023

89
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buffalo is a smaller Minnesota community of around 16000 residents, where median household incomes of $88,306 and housing costs ($282,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Buffalo is about 35 miles west of Minneapolis, the nearest large metro. Median home values run roughly 18% lower than Minneapolis' $346,000.

Cost Overview

Housing 92
Rent 85

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Buffalo

The median home value in Buffalo is $281,900 — 8% below the national median of $305,000. Median rent runs $1,111/month, 15% lower than the national median of $1,314/month. The median household income of $88,306/year is 18% higher than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Buffalo has a cost of living index of 89 versus the US average of 100, meaning it is 11% less expensive.

🏠 Housing

Median Home Value
$281,900
8% below avg
Zillow Home Value
$370,304
Zillow ZHVI
Median Rent
$1,111/mo
15% below avg
Zillow Rent
$1,242/mo
Zillow ZORI
Price-to-Rent Ratio
21.1x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 76.7%
Renter-occupied 23.3%

💰 Estimated Monthly Budget

Rent median rent
$1,111
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,725/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.3 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.0%

Commute Mode

Drove alone
79.2%
Carpooled
7.4%
Public transit
0.2%
Walked
0.9%
Bicycle
0.3%
Work from home
11.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$88,306
18% above avg
Per Capita Income
$38,972
Unemployment Rate
3.5%
27% below avg
Poverty Rate
6.6%
Labor Force Participation
66.5%

🎓 Education

Bachelor's degree+ 19.5%
Graduate degree 11.3%

👥 Demographics

Median Age 38.7
Male median age 38.9
Female median age 38.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
52.4%
Good air days/yr
186
Max AQI recorded
236
PM2.5 days
113
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
18.3:1
Student-teacher ratio
11
Public schools
5,832
Total enrollment

Frequently Asked Questions

What is the cost of living in Buffalo, MN?

Buffalo has a cost index of 89 (100 = national average). It is 11% below the national average.

What is average rent in Buffalo, MN?

The median gross rent in Buffalo is $1,111 per month based on 2023 Census data.

What is the average home price in Buffalo?

The median home value in Buffalo is $281,900 according to Zillow and Census data.

What is the median income in Buffalo?

The median household income in Buffalo is $88,306 per year (2023 ACS 5-year estimates).

What is the sales tax in Buffalo, MN?

The combined state and local sales tax rate in Buffalo is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Buffalo, MN affordable?

Yes, Buffalo is generally considered affordable, with a cost of living index of 89 — about 11% below the US national average of 100.

Buffalo at a Glance

Population
16,388
Median Income
$88,306
Home Value
$281,900
Median Rent
$1,111/mo
Unemployment
3.5%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

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