Cost of Living in Montrose, MN

Population 3,840 · Minnesota · Data vintage 2023

91
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Montrose a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $260,000.

Geographically, Montrose is about 35 miles west of Minneapolis, the nearest large metro. Median home values run roughly 25% lower than Minneapolis' $346,000.

Cost Overview

Housing 85
Rent 100

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Montrose

The median home value in Montrose is $260,100 — 15% below the national median of $305,000. Median rent runs $1,313/month, equal to than the national median of $1,314/month. The median household income of $98,832/year is 33% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Montrose has a cost of living index of 91 versus the US average of 100, meaning it is 9% less expensive.

🏠 Housing

Median Home Value
$260,100
15% below avg
Zillow Home Value
$202,850
Zillow ZHVI
Median Rent
$1,313/mo
0% below avg
Price-to-Rent Ratio
16.5x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 77.3%
Renter-occupied 22.7%

💰 Estimated Monthly Budget

Rent median rent
$1,313
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,927/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.3 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.9%

Commute Mode

Drove alone
85.3%
Carpooled
4.1%
Public transit
0.8%
Walked
0.1%
Work from home
8.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$98,832
33% above avg
Per Capita Income
$37,074
Unemployment Rate
3.4%
30% below avg
Poverty Rate
7.3%
Labor Force Participation
76.3%

🎓 Education

Bachelor's degree+ 22.4%
Graduate degree 5.1%

👥 Demographics

Median Age 34.7
Male median age 34.6
Female median age 34.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
52.4%
Good air days/yr
186
Max AQI recorded
236
PM2.5 days
113
Ozone days

Frequently Asked Questions

What is the cost of living in Montrose, MN?

Montrose has a cost index of 91 (100 = national average). It is 9% below the national average.

What is average rent in Montrose, MN?

The median gross rent in Montrose is $1,313 per month based on 2023 Census data.

What is the average home price in Montrose?

The median home value in Montrose is $260,100 according to Zillow and Census data.

What is the median income in Montrose?

The median household income in Montrose is $98,832 per year (2023 ACS 5-year estimates).

What is the sales tax in Montrose, MN?

The combined state and local sales tax rate in Montrose is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Montrose, MN affordable?

Montrose is near the national average in terms of cost of living, with an index of 91 (100 = US average).

Montrose at a Glance

Population
3,840
Median Income
$98,832
Home Value
$260,100
Median Rent
$1,313/mo
Unemployment
3.4%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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