Cost of Living in Carver, MN

Population 5,935 · Minnesota · Data vintage 2023

125
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Carver a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $428,000.

Geographically, Carver sits roughly 25 miles southwest of Minneapolis. Median home values run roughly 24% higher than Minneapolis' $346,000.

Cost Overview

Housing 140
Rent 103

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Carver

The median home value in Carver is $427,600 — 40% above the national median of $305,000. Median rent runs $1,347/month, 3% higher than the national median of $1,314/month. The median household income of $144,408/year is 94% higher than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Carver has a cost of living index of 125 versus the US average of 100, meaning it is 25% more expensive.

🏠 Housing

Median Home Value
$427,600
40% above avg
Zillow Home Value
$123,173
Zillow ZHVI
Median Rent
$1,347/mo
3% above avg
Price-to-Rent Ratio
26.5x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 90.9%
Renter-occupied 9.1%

💰 Estimated Monthly Budget

Rent median rent
$1,347
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,961/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.6 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.5%

Commute Mode

Drove alone
74.5%
Carpooled
3.6%
Public transit
0.5%
Walked
0.4%
Work from home
20.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$144,408
94% above avg
Per Capita Income
$54,313
Unemployment Rate
4.8%
0% below avg
Poverty Rate
1.5%
Labor Force Participation
76.5%

🎓 Education

Bachelor's degree+ 39.1%
Graduate degree 22.6%

👥 Demographics

Median Age 39.4
Male median age 38.8
Female median age 39.8

Frequently Asked Questions

What is the cost of living in Carver, MN?

Carver has a cost index of 125 (100 = national average). It is 25% above the national average.

What is average rent in Carver, MN?

The median gross rent in Carver is $1,347 per month based on 2023 Census data.

What is the average home price in Carver?

The median home value in Carver is $427,600 according to Zillow and Census data.

What is the median income in Carver?

The median household income in Carver is $144,408 per year (2023 ACS 5-year estimates).

What is the sales tax in Carver, MN?

The combined state and local sales tax rate in Carver is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Carver, MN affordable?

Carver is above average in cost of living, with an index of 125 — about 25% higher than the national average.

Carver at a Glance

Population
5,935
Median Income
$144,408
Home Value
$427,600
Median Rent
$1,347/mo
Unemployment
4.8%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs