Cost of Living in Winter Garden, FL

Population 47,182 · Florida · Data vintage 2023

137
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Winter Garden lands reasonably close to national benchmarks on most cost indicators, with a median home value of $428,000 — 40% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Florida. Unemployment has stayed elevated relative to the national figure — 6.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 20 miles west of Orlando, Winter Garden falls within that metro's commuting orbit. Median home values run roughly 19% higher than Orlando's $359,000.

Cost Overview

Housing 140
Rent 131

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Winter Garden

The median home value in Winter Garden is $428,200 — 40% above the national median of $305,000. Median rent runs $1,727/month, 31% higher than the national median of $1,314/month. The median household income of $106,371/year is 43% higher than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Winter Garden has a cost of living index of 137 versus the US average of 100, meaning it is 37% more expensive.

🏠 Housing

Median Home Value
$428,200
40% above avg
Zillow Home Value
$566,092
Zillow ZHVI
Median Rent
$1,727/mo
31% above avg
Zillow Rent
$2,431/mo
Zillow ZORI
Price-to-Rent Ratio
20.7x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 69.2%
Renter-occupied 30.8%

💰 Estimated Monthly Budget

Rent median rent
$1,727
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,341/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.7 min
14% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.0%

Commute Mode

Drove alone
69.1%
Carpooled
8.2%
Public transit
0.3%
Walked
1.2%
Bicycle
0.3%
Work from home
18.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$106,371
43% above avg
Per Capita Income
$43,721
Unemployment Rate
6.1%
26% above avg
Poverty Rate
9.0%
Labor Force Participation
69.9%

🎓 Education

Bachelor's degree+ 26.3%
Graduate degree 17.3%

👥 Demographics

Median Age 39.2
Male median age 38.4
Female median age 39.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
73.2%
Good air days/yr
115
Max AQI recorded
167
PM2.5 days
196
Ozone days

Frequently Asked Questions

What is the cost of living in Winter Garden, FL?

Winter Garden has a cost index of 137 (100 = national average). It is 37% above the national average.

What is average rent in Winter Garden, FL?

The median gross rent in Winter Garden is $1,727 per month based on 2023 Census data.

What is the average home price in Winter Garden?

The median home value in Winter Garden is $428,200 according to Zillow and Census data.

What is the median income in Winter Garden?

The median household income in Winter Garden is $106,371 per year (2023 ACS 5-year estimates).

What is the sales tax in Winter Garden, FL?

The combined state and local sales tax rate in Winter Garden is 7.0%. Florida has no state income tax.

Is Winter Garden, FL affordable?

Winter Garden is above average in cost of living, with an index of 137 — about 37% higher than the national average.

Winter Garden at a Glance

Population
47,182
Median Income
$106,371
Home Value
$428,200
Median Rent
$1,727/mo
Unemployment
6.1%
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs