Cost of Living in Oakland, FL

Population 3,566 · Florida · Data vintage 2023

165
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Oakland a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $488,000. An unemployment rate of 0.8% points to a labor market well on the tight side of the national distribution.

Geographically, Oakland is about 25 miles west of Orlando, the nearest large metro. Median home values run roughly 36% higher than Orlando's $359,000.

Cost Overview

Housing 160
Rent 173

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oakland

The median home value in Oakland is $487,900 — 60% above the national median of $305,000. Median rent runs $2,279/month, 73% higher than the national median of $1,314/month. The median household income of $142,917/year is 92% higher than the US median of $74,580. The local unemployment rate is 0.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Oakland has a cost of living index of 165 versus the US average of 100, meaning it is 65% more expensive.

🏠 Housing

Median Home Value
$487,900
60% above avg
Zillow Home Value
$147,867
Zillow ZHVI
Median Rent
$2,279/mo
73% above avg
Zillow Rent
$47,666/mo
Zillow ZORI
Price-to-Rent Ratio
17.8x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 82.7%
Renter-occupied 17.3%

💰 Estimated Monthly Budget

Rent median rent
$2,279
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,893/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.9 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.0%

Commute Mode

Drove alone
58.3%
Carpooled
17.2%
Walked
3.5%
Work from home
21.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$142,917
92% above avg
Per Capita Income
$58,941
Unemployment Rate
0.8%
83% below avg
Poverty Rate
7.5%
Labor Force Participation
66.8%

🎓 Education

Bachelor's degree+ 27.4%
Graduate degree 14.9%

👥 Demographics

Median Age 40.2
Male median age 38.8
Female median age 41.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
73.2%
Good air days/yr
115
Max AQI recorded
167
PM2.5 days
196
Ozone days

Frequently Asked Questions

What is the cost of living in Oakland, FL?

Oakland has a cost index of 165 (100 = national average). It is 65% above the national average.

What is average rent in Oakland, FL?

The median gross rent in Oakland is $2,279 per month based on 2023 Census data.

What is the average home price in Oakland?

The median home value in Oakland is $487,900 according to Zillow and Census data.

What is the median income in Oakland?

The median household income in Oakland is $142,917 per year (2023 ACS 5-year estimates).

What is the sales tax in Oakland, FL?

The combined state and local sales tax rate in Oakland is 7.0%. Florida has no state income tax.

Is Oakland, FL affordable?

Oakland is above average in cost of living, with an index of 165 — about 65% higher than the national average.

Oakland at a Glance

Population
3,566
Median Income
$142,917
Home Value
$487,900
Median Rent
$2,279/mo
Unemployment
0.8%
Sales Tax
7.0%
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