Cost of Living in Windermere, FL

Population 3,034 · Florida · Data vintage 2023

285
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Windermere sits 197% above the national median — $907,000 for the typical home — but median household incomes near $156,042 (109% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Geographically, Windermere sits roughly 20 miles west of Orlando. Median home values run roughly 153% higher than Orlando's $359,000.

Cost Overview

Housing 297
Rent 266

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Windermere

The median home value in Windermere is $906,600 — 197% above the national median of $305,000. Median rent runs $3,501/month, 166% higher than the national median of $1,314/month. The median household income of $156,042/year is 109% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Windermere has a cost of living index of 285 versus the US average of 100, meaning it is 185% more expensive.

🏠 Housing

Median Home Value
$906,600
197% above avg
Zillow Home Value
$703,375
Zillow ZHVI
Median Rent
$3,501/mo
166% above avg
Zillow Rent
$2,506/mo
Zillow ZORI
Price-to-Rent Ratio
21.6x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 94.7%
Renter-occupied 5.3%

💰 Estimated Monthly Budget

Rent median rent
$3,501
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $4,115/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.2 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
36.4%

Commute Mode

Drove alone
61.2%
Carpooled
1.8%
Work from home
36.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$156,042
109% above avg
Per Capita Income
$101,291
Unemployment Rate
4.3%
10% below avg
Poverty Rate
2.8%
Labor Force Participation
58.8%

🎓 Education

Bachelor's degree+ 35.5%
Graduate degree 34.1%

👥 Demographics

Median Age 52.7
Male median age 52.4
Female median age 53.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
73.2%
Good air days/yr
115
Max AQI recorded
167
PM2.5 days
196
Ozone days

Frequently Asked Questions

What is the cost of living in Windermere, FL?

Windermere has a cost index of 285 (100 = national average). It is 185% above the national average.

What is average rent in Windermere, FL?

The median gross rent in Windermere is $3,501 per month based on 2023 Census data.

What is the average home price in Windermere?

The median home value in Windermere is $906,600 according to Zillow and Census data.

What is the median income in Windermere?

The median household income in Windermere is $156,042 per year (2023 ACS 5-year estimates).

What is the sales tax in Windermere, FL?

The combined state and local sales tax rate in Windermere is 7.0%. Florida has no state income tax.

Is Windermere, FL affordable?

Windermere is above average in cost of living, with an index of 285 — about 185% higher than the national average.

Windermere at a Glance

Population
3,034
Median Income
$156,042
Home Value
$906,600
Median Rent
$3,501/mo
Unemployment
4.3%
Sales Tax
7.0%
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