Cost of Living in Doctor Phillips, FL

Population 12,458 · Florida · Data vintage 2023

167
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Doctor Phillips a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $484,000. Unemployment has stayed elevated relative to the national figure — 10.5% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Doctor Phillips sits roughly 15 miles west of Orlando. Median home values run roughly 35% higher than Orlando's $359,000.

Cost Overview

Housing 159
Rent 179

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Doctor Phillips

The median home value in Doctor Phillips is $484,000 — 59% above the national median of $305,000. Median rent runs $2,358/month, 79% higher than the national median of $1,314/month. The median household income of $101,540/year is 36% higher than the US median of $74,580. The local unemployment rate is 10.5%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Doctor Phillips has a cost of living index of 167 versus the US average of 100, meaning it is 67% more expensive.

🏠 Housing

Median Home Value
$484,000
59% above avg
Zillow Home Value
$531,992
Zillow ZHVI
Median Rent
$2,358/mo
79% above avg
Zillow Rent
$2,283/mo
Zillow ZORI
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 66.5%
Renter-occupied 33.5%

💰 Estimated Monthly Budget

Rent median rent
$2,358
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,972/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.9 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.5%

Commute Mode

Drove alone
74.8%
Carpooled
6.2%
Walked
1.0%
Work from home
16.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$101,540
36% above avg
Per Capita Income
$65,725
Unemployment Rate
10.5%
118% above avg
Poverty Rate
11.1%
Labor Force Participation
58.1%

🎓 Education

Bachelor's degree+ 29.4%
Graduate degree 23.2%

👥 Demographics

Median Age 44.9
Male median age 46.3
Female median age 44.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
73.2%
Good air days/yr
115
Max AQI recorded
167
PM2.5 days
196
Ozone days

Frequently Asked Questions

What is the cost of living in Doctor Phillips, FL?

Doctor Phillips has a cost index of 167 (100 = national average). It is 67% above the national average.

What is average rent in Doctor Phillips, FL?

The median gross rent in Doctor Phillips is $2,358 per month based on 2023 Census data.

What is the average home price in Doctor Phillips?

The median home value in Doctor Phillips is $484,000 according to Zillow and Census data.

What is the median income in Doctor Phillips?

The median household income in Doctor Phillips is $101,540 per year (2023 ACS 5-year estimates).

What is the sales tax in Doctor Phillips, FL?

The combined state and local sales tax rate in Doctor Phillips is 7.0%. Florida has no state income tax.

Is Doctor Phillips, FL affordable?

Doctor Phillips is above average in cost of living, with an index of 167 — about 67% higher than the national average.

Doctor Phillips at a Glance

Population
12,458
Median Income
$101,540
Home Value
$484,000
Median Rent
$2,358/mo
Unemployment
10.5%
Sales Tax
7.0%
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