Cost of Living in Bay Hill, FL

Population 4,214 · Florida · Data vintage 2023

200
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Bay Hill run well above the national baseline, with a median of $654,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $141,170 place the city among the better-paid Florida metros. The labor market has been unusually tight, with unemployment around 2.1% — below most comparable cities in the state.

Located 15 miles west of Orlando, Bay Hill falls within that metro's commuting orbit. Median home values run roughly 82% higher than Orlando's $359,000.

Cost Overview

Housing 214
Rent 178

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bay Hill

The median home value in Bay Hill is $653,900 — 114% above the national median of $305,000. Median rent runs $2,345/month, 78% higher than the national median of $1,314/month. The median household income of $141,170/year is 89% higher than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Bay Hill has a cost of living index of 200 versus the US average of 100, meaning it is 100% more expensive.

🏠 Housing

Median Home Value
$653,900
114% above avg
Zillow Home Value
$173,244
Zillow ZHVI
Median Rent
$2,345/mo
78% above avg
Price-to-Rent Ratio
23.2x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 86.0%
Renter-occupied 14.1%

💰 Estimated Monthly Budget

Rent median rent
$2,345
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,959/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.1 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
25.5%

Commute Mode

Drove alone
69.2%
Carpooled
1.9%
Walked
0.8%
Work from home
25.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$141,170
89% above avg
Per Capita Income
$87,449
Unemployment Rate
2.1%
57% below avg
Poverty Rate
1.6%
Labor Force Participation
61.7%

🎓 Education

Bachelor's degree+ 41.3%
Graduate degree 26.4%

👥 Demographics

Median Age 51.7
Male median age 51.9
Female median age 51.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
73.2%
Good air days/yr
115
Max AQI recorded
167
PM2.5 days
196
Ozone days

Frequently Asked Questions

What is the cost of living in Bay Hill, FL?

Bay Hill has a cost index of 200 (100 = national average). It is 100% above the national average.

What is average rent in Bay Hill, FL?

The median gross rent in Bay Hill is $2,345 per month based on 2023 Census data.

What is the average home price in Bay Hill?

The median home value in Bay Hill is $653,900 according to Zillow and Census data.

What is the median income in Bay Hill?

The median household income in Bay Hill is $141,170 per year (2023 ACS 5-year estimates).

What is the sales tax in Bay Hill, FL?

The combined state and local sales tax rate in Bay Hill is 7.0%. Florida has no state income tax.

Is Bay Hill, FL affordable?

Bay Hill is above average in cost of living, with an index of 200 — about 100% higher than the national average.

Bay Hill at a Glance

Population
4,214
Median Income
$141,170
Home Value
$653,900
Median Rent
$2,345/mo
Unemployment
2.1%
Sales Tax
7.0%
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Explore county-level cost of living data

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