Cost of Living in Farmington, MN

Population 23,675 · Minnesota · Data vintage 2023

107
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Farmington sits on the smaller end of the Minnesota city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 20 miles south of St. Paul, Farmington falls within that metro's commuting orbit. Median home values run roughly 23% higher than St. Paul's $280,000.

Cost Overview

Housing 113
Rent 97

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Farmington

The median home value in Farmington is $345,100 — 13% above the national median of $305,000. Median rent runs $1,275/month, 3% lower than the national median of $1,314/month. The median household income of $118,556/year is 59% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Farmington has a cost of living index of 107 versus the US average of 100, meaning it is 7% more expensive.

🏠 Housing

Median Home Value
$345,100
13% above avg
Zillow Home Value
$394,321
Zillow ZHVI
Median Rent
$1,275/mo
3% below avg
Price-to-Rent Ratio
22.6x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 86.6%
Renter-occupied 13.4%

💰 Estimated Monthly Budget

Rent median rent
$1,275
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,889/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.5 min
9% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.6%

Commute Mode

Drove alone
74.9%
Carpooled
4.6%
Public transit
0.3%
Walked
1.0%
Work from home
18.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$118,556
59% above avg
Per Capita Income
$45,883
Unemployment Rate
3.6%
26% below avg
Poverty Rate
3.8%
Labor Force Participation
78.7%

🎓 Education

Bachelor's degree+ 30.1%
Graduate degree 8.0%

👥 Demographics

Median Age 35.6
Male median age 34.4
Female median age 37.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
50.4%
Good air days/yr
185
Max AQI recorded
355
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
16.7:1
Student-teacher ratio
9
Public schools
7,323
Total enrollment

Frequently Asked Questions

What is the cost of living in Farmington, MN?

Farmington has a cost index of 107 (100 = national average). It is 7% above the national average.

What is average rent in Farmington, MN?

The median gross rent in Farmington is $1,275 per month based on 2023 Census data.

What is the average home price in Farmington?

The median home value in Farmington is $345,100 according to Zillow and Census data.

What is the median income in Farmington?

The median household income in Farmington is $118,556 per year (2023 ACS 5-year estimates).

What is the sales tax in Farmington, MN?

The combined state and local sales tax rate in Farmington is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Farmington, MN affordable?

Farmington is near the national average in terms of cost of living, with an index of 107 (100 = US average).

Farmington at a Glance

Population
23,675
Median Income
$118,556
Home Value
$345,100
Median Rent
$1,275/mo
Unemployment
3.6%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

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