Cost of Living in Hutchinson, MN

Population 14,629 · Minnesota · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Hutchinson can reasonably expect a home to cost less than three years of household income — $210,000 against $71,730 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Hutchinson is about 55 miles west of Minneapolis, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 39% lower than Minneapolis' $346,000.

Cost Overview

Housing 69
Rent 71

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hutchinson

The median home value in Hutchinson is $210,300 — 31% below the national median of $305,000. Median rent runs $933/month, 29% lower than the national median of $1,314/month. The median household income of $71,730/year is 4% lower than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Hutchinson has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$210,300
31% below avg
Zillow Home Value
$288,637
Zillow ZHVI
Median Rent
$933/mo
29% below avg
Zillow Rent
$1,152/mo
Zillow ZORI
Price-to-Rent Ratio
18.8x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 69.2%
Renter-occupied 30.8%

💰 Estimated Monthly Budget

Rent median rent
$933
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,547/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.6 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.1%

Commute Mode

Drove alone
76.2%
Carpooled
7.1%
Public transit
0.9%
Walked
4.2%
Bicycle
1.6%
Work from home
8.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$71,730
4% below avg
Per Capita Income
$44,140
Unemployment Rate
4.5%
6% below avg
Poverty Rate
10.7%
Labor Force Participation
66.1%

🎓 Education

Bachelor's degree+ 15.7%
Graduate degree 9.5%

👥 Demographics

Median Age 41.8
Male median age 37.4
Female median age 44.2

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
16.6:1
Student-teacher ratio
9
Public schools
2,916
Total enrollment

Frequently Asked Questions

What is the cost of living in Hutchinson, MN?

Hutchinson has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Hutchinson, MN?

The median gross rent in Hutchinson is $933 per month based on 2023 Census data.

What is the average home price in Hutchinson?

The median home value in Hutchinson is $210,300 according to Zillow and Census data.

What is the median income in Hutchinson?

The median household income in Hutchinson is $71,730 per year (2023 ACS 5-year estimates).

What is the sales tax in Hutchinson, MN?

The combined state and local sales tax rate in Hutchinson is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Hutchinson, MN affordable?

Yes, Hutchinson is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

Hutchinson at a Glance

Population
14,629
Median Income
$71,730
Home Value
$210,300
Median Rent
$933/mo
Unemployment
4.5%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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