Cost of Living in Pine Island, MN

Population 3,693 · Minnesota · Data vintage 2023

93
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Pine Island sits on the smaller end of the Minnesota city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 1.7% — below most comparable cities in the state.

Geographically, Pine Island sits roughly 15 miles northwest of Rochester. Median home values run roughly 13% higher than Rochester's $288,000.

Cost Overview

Housing 106
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pine Island

The median home value in Pine Island is $324,700 — 6% above the national median of $305,000. Median rent runs $959/month, 27% lower than the national median of $1,314/month. The median household income of $91,612/year is 23% higher than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Pine Island has a cost of living index of 93 versus the US average of 100, meaning it is 7% less expensive.

🏠 Housing

Median Home Value
$324,700
6% above avg
Zillow Home Value
$171,628
Zillow ZHVI
Median Rent
$959/mo
27% below avg
Price-to-Rent Ratio
28.2x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 75.5%
Renter-occupied 24.5%

💰 Estimated Monthly Budget

Rent median rent
$959
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,573/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.8 min
7% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.6%

Commute Mode

Drove alone
80.0%
Carpooled
6.3%
Work from home
13.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$91,612
23% above avg
Per Capita Income
$42,035
Unemployment Rate
1.7%
65% below avg
Poverty Rate
3.4%
Labor Force Participation
73.3%

🎓 Education

Bachelor's degree+ 21.9%
Graduate degree 16.4%

👥 Demographics

Median Age 37.1
Male median age 36.9
Female median age 37.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
83.2%
Good air days/yr
133
Max AQI recorded
0
PM2.5 days
238
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
15.2:1
Student-teacher ratio
4
Public schools
1,369
Total enrollment

Frequently Asked Questions

What is the cost of living in Pine Island, MN?

Pine Island has a cost index of 93 (100 = national average). It is 7% below the national average.

What is average rent in Pine Island, MN?

The median gross rent in Pine Island is $959 per month based on 2023 Census data.

What is the average home price in Pine Island?

The median home value in Pine Island is $324,700 according to Zillow and Census data.

What is the median income in Pine Island?

The median household income in Pine Island is $91,612 per year (2023 ACS 5-year estimates).

What is the sales tax in Pine Island, MN?

The combined state and local sales tax rate in Pine Island is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Pine Island, MN affordable?

Pine Island is near the national average in terms of cost of living, with an index of 93 (100 = US average).

Pine Island at a Glance

Population
3,693
Median Income
$91,612
Home Value
$324,700
Median Rent
$959/mo
Unemployment
1.7%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

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