Cost of Living in Zumbrota, MN
Population 3,843 · Minnesota · Data vintage 2023
(100 = US avg)
Zumbrota is a smaller Minnesota community of around 4000 residents, where median household incomes of $96,818 and housing costs ($236,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 1.6% points to a labor market well on the tight side of the national distribution.
Located 20 miles northwest of Rochester, Zumbrota falls within that metro's commuting orbit. Median home values run roughly 18% lower than Rochester's $288,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Zumbrota
The median home value in Zumbrota is $235,800 — 23% below the national median of $305,000. Median rent runs $785/month, 40% lower than the national median of $1,314/month. The median household income of $96,818/year is 30% higher than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Zumbrota has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.
Zumbrota has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Zumbrota, MN?
Zumbrota has a cost index of 70 (100 = national average). It is 30% below the national average.
What is average rent in Zumbrota, MN?
The median gross rent in Zumbrota is $785 per month based on 2023 Census data.
What is the average home price in Zumbrota?
The median home value in Zumbrota is $235,800 according to Zillow and Census data.
What is the median income in Zumbrota?
The median household income in Zumbrota is $96,818 per year (2023 ACS 5-year estimates).
What is the sales tax in Zumbrota, MN?
The combined state and local sales tax rate in Zumbrota is 7.4%. The Minnesota state income tax top rate is 9.8%.
Is Zumbrota, MN affordable?
Yes, Zumbrota is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.
Zumbrota at a Glance
- Population
- 3,843
- Median Income
- $96,818
- Home Value
- $235,800
- Median Rent
- $785/mo
- Unemployment
- 1.6%
- Sales Tax
- 7.4%
Nearby Cities
Explore county-level cost of living data
Minnesota Rankings
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