Cost of Living in Shorewood, MN

Population 7,679 · Minnesota · Data vintage 2023

199
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Shorewood run well above the national baseline, with a median of $685,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $172,325 place the city among the better-paid Minnesota metros.

Geographically, Shorewood sits roughly 15 miles west of Minneapolis. Median home values run roughly 98% higher than Minneapolis' $346,000.

Cost Overview

Housing 224
Rent 160

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Shorewood

The median home value in Shorewood is $684,500 — 124% above the national median of $305,000. Median rent runs $2,099/month, 60% higher than the national median of $1,314/month. The median household income of $172,325/year is 131% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Shorewood has a cost of living index of 199 versus the US average of 100, meaning it is 99% more expensive.

🏠 Housing

Median Home Value
$684,500
124% above avg
Zillow Home Value
$787,979
Zillow ZHVI
Median Rent
$2,099/mo
60% above avg
Price-to-Rent Ratio
27.2x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 94.0%
Renter-occupied 6.0%

💰 Estimated Monthly Budget

Rent median rent
$2,099
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,713/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.9 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
29.8%

Commute Mode

Drove alone
64.7%
Carpooled
2.3%
Public transit
0.1%
Walked
1.1%
Bicycle
0.7%
Work from home
29.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$172,325
131% above avg
Per Capita Income
$87,623
Unemployment Rate
4.5%
7% below avg
Poverty Rate
5.2%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 44.7%
Graduate degree 28.1%

👥 Demographics

Median Age 48
Male median age 47.7
Female median age 48.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
47.4%
Good air days/yr
187
Max AQI recorded
273
PM2.5 days
69
Ozone days

Frequently Asked Questions

What is the cost of living in Shorewood, MN?

Shorewood has a cost index of 199 (100 = national average). It is 99% above the national average.

What is average rent in Shorewood, MN?

The median gross rent in Shorewood is $2,099 per month based on 2023 Census data.

What is the average home price in Shorewood?

The median home value in Shorewood is $684,500 according to Zillow and Census data.

What is the median income in Shorewood?

The median household income in Shorewood is $172,325 per year (2023 ACS 5-year estimates).

What is the sales tax in Shorewood, MN?

The combined state and local sales tax rate in Shorewood is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Shorewood, MN affordable?

Shorewood is above average in cost of living, with an index of 199 — about 99% higher than the national average.

Shorewood at a Glance

Population
7,679
Median Income
$172,325
Home Value
$684,500
Median Rent
$2,099/mo
Unemployment
4.5%
Sales Tax
7.4%
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🗺️ County data for Minnesota

Explore county-level cost of living data

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