Cost of Living in Upland, CA

Population 78,940 · California · Data vintage 2023

196
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Upland run well above the national baseline, with a median of $689,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $101,407 place the city among the better-paid California metros.

Geographically, Upland sits roughly 5 miles west of Rancho Cucamonga. Housing prices track closely with Rancho Cucamonga's $694,000 median.

Cost Overview

Housing 226
Rent 150

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Upland

The median home value in Upland is $688,800 — 126% above the national median of $305,000. Median rent runs $1,976/month, 50% higher than the national median of $1,314/month. The median household income of $101,407/year is 36% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Upland has a cost of living index of 196 versus the US average of 100, meaning it is 96% more expensive.

🏠 Housing

Median Home Value
$688,800
126% above avg
Zillow Home Value
$815,217
Zillow ZHVI
Median Rent
$1,976/mo
50% above avg
Zillow Rent
$2,356/mo
Zillow ZORI
Price-to-Rent Ratio
29.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 56.9%
Renter-occupied 43.1%

💰 Estimated Monthly Budget

Rent median rent
$1,976
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,590/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.4 min
24% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.3%

Commute Mode

Drove alone
71.9%
Carpooled
10.1%
Public transit
1.5%
Walked
1.0%
Bicycle
0.5%
Work from home
12.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$101,407
36% above avg
Per Capita Income
$45,163
Unemployment Rate
5.3%
10% above avg
Poverty Rate
9.0%
Labor Force Participation
66.1%

🎓 Education

Bachelor's degree+ 21.9%
Graduate degree 13.7%

👥 Demographics

Median Age 37.5
Male median age 37.2
Female median age 37.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 71 — Moderate
13.7%
Good air days/yr
214
Max AQI recorded
137
PM2.5 days
205
Ozone days

Frequently Asked Questions

What is the cost of living in Upland, CA?

Upland has a cost index of 196 (100 = national average). It is 96% above the national average.

What is average rent in Upland, CA?

The median gross rent in Upland is $1,976 per month based on 2023 Census data.

What is the average home price in Upland?

The median home value in Upland is $688,800 according to Zillow and Census data.

What is the median income in Upland?

The median household income in Upland is $101,407 per year (2023 ACS 5-year estimates).

What is the sales tax in Upland, CA?

The combined state and local sales tax rate in Upland is 8.7%. The California state income tax top rate is 13.3%.

Is Upland, CA affordable?

Upland is above average in cost of living, with an index of 196 — about 96% higher than the national average.