Cost of Living in Rancho Cucamonga, CA

Population 174,693 · California · Data vintage 2023

206
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Rancho Cucamonga run well above the national baseline, with a median of $694,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $109,511 place the city among the better-paid California metros.

Cost Overview

Housing 228
Rent 174

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rancho Cucamonga

The median home value in Rancho Cucamonga is $694,400 — 128% above the national median of $305,000. Median rent runs $2,286/month, 74% higher than the national median of $1,314/month. The median household income of $109,511/year is 47% higher than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Rancho Cucamonga has a cost of living index of 206 versus the US average of 100, meaning it is 106% more expensive.

🏠 Housing

Median Home Value
$694,400
128% above avg
Zillow Home Value
$782,616
Zillow ZHVI
Median Rent
$2,286/mo
74% above avg
Zillow Rent
$2,824/mo
Zillow ZORI
Price-to-Rent Ratio
25.3x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 63.3%
Renter-occupied 36.7%

💰 Estimated Monthly Budget

Rent median rent
$2,286
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,900/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.0 min
30% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.7%

Commute Mode

Drove alone
75.3%
Carpooled
9.9%
Public transit
1.0%
Walked
0.5%
Bicycle
0.2%
Work from home
11.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$109,511
47% above avg
Per Capita Income
$45,626
Unemployment Rate
5.8%
21% above avg
Poverty Rate
8.0%
Labor Force Participation
66.3%

🎓 Education

Bachelor's degree+ 22.9%
Graduate degree 14.4%

👥 Demographics

Median Age 37.9
Male median age 36.4
Female median age 39.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 71 — Moderate
13.7%
Good air days/yr
214
Max AQI recorded
137
PM2.5 days
205
Ozone days

Frequently Asked Questions

What is the cost of living in Rancho Cucamonga, CA?

Rancho Cucamonga has a cost index of 206 (100 = national average). It is 106% above the national average.

What is average rent in Rancho Cucamonga, CA?

The median gross rent in Rancho Cucamonga is $2,286 per month based on 2023 Census data.

What is the average home price in Rancho Cucamonga?

The median home value in Rancho Cucamonga is $694,400 according to Zillow and Census data.

What is the median income in Rancho Cucamonga?

The median household income in Rancho Cucamonga is $109,511 per year (2023 ACS 5-year estimates).

What is the sales tax in Rancho Cucamonga, CA?

The combined state and local sales tax rate in Rancho Cucamonga is 8.7%. The California state income tax top rate is 13.3%.

Is Rancho Cucamonga, CA affordable?

Rancho Cucamonga is above average in cost of living, with an index of 206 — about 106% higher than the national average.

Rancho Cucamonga at a Glance

Population
174,693
Median Income
$109,511
Home Value
$694,400
Median Rent
$2,286/mo
Unemployment
5.8%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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