Cost of Living in Ontario, CA
Population 178,347 · California · Data vintage 2023
(100 = US avg)
Housing in Ontario sits 86% above the national median — $568,000 for the typical home — but median household incomes near $82,806 (11% above the US figure) soften the blow that similar pricing creates in lower-wage metros.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Ontario
The median home value in Ontario is $568,000 — 86% above the national median of $305,000. Median rent runs $1,916/month, 46% higher than the national median of $1,314/month. The median household income of $82,806/year is 11% higher than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 79.5°F and lows of 54.1°F. Overall, Ontario has a cost of living index of 170 versus the US average of 100, meaning it is 70% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 68 | 68 | 72 | 76 | 80 | 86 | 94 | 95 | 91 | 83 | 75 | 67 |
| Low °F | 45 | 46 | 49 | 51 | 56 | 60 | 65 | 65 | 64 | 57 | 49 | 44 |
| Precip" | 2.57 | 3.07 | 1.64 | 0.76 | 0.30 | 0.02 | 0.05 | 0.03 | 0.10 | 0.41 | 0.80 | 1.89 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Ontario, CA?
Ontario has a cost index of 170 (100 = national average). It is 70% above the national average.
What is average rent in Ontario, CA?
The median gross rent in Ontario is $1,916 per month based on 2023 Census data.
What is the average home price in Ontario?
The median home value in Ontario is $568,000 according to Zillow and Census data.
What is the median income in Ontario?
The median household income in Ontario is $82,806 per year (2023 ACS 5-year estimates).
What is the sales tax in Ontario, CA?
The combined state and local sales tax rate in Ontario is 8.7%. The California state income tax top rate is 13.3%.
Is Ontario, CA affordable?
Ontario is above average in cost of living, with an index of 170 — about 70% higher than the national average.
What is the weather like in Ontario?
Ontario has average high temperatures of 79.5°F and average lows of 54.1°F. Annual precipitation is 11.6". Data from NOAA 1991–2020 Climate Normals.
Ontario at a Glance
- Population
- 178,347
- Median Income
- $82,806
- Home Value
- $568,000
- Median Rent
- $1,916/mo
- Unemployment
- 6.0%
- Avg High Temp
- 79.5°F
- Sales Tax
- 8.7%
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