Cost of Living in St. Joseph, MN
Population 7,024 · Minnesota · Data vintage 2023
(100 = US avg)
St. Joseph is a smaller Minnesota community of around 7000 residents, where median household incomes of $75,217 and housing costs ($240,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Around 22% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Geographically, St. Joseph is about 65 miles northwest of Minneapolis, the nearest large metro. Median home values run roughly 30% lower than Minneapolis' $346,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in St. Joseph
The median home value in St. Joseph is $240,300 — 21% below the national median of $305,000. Median rent runs $1,139/month, 13% lower than the national median of $1,314/month. The median household income of $75,217/year is 1% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, St. Joseph has a cost of living index of 82 versus the US average of 100, meaning it is 18% less expensive.
St. Joseph has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in St. Joseph, MN?
St. Joseph has a cost index of 82 (100 = national average). It is 18% below the national average.
What is average rent in St. Joseph, MN?
The median gross rent in St. Joseph is $1,139 per month based on 2023 Census data.
What is the average home price in St. Joseph?
The median home value in St. Joseph is $240,300 according to 2023 Census ACS data.
What is the median income in St. Joseph?
The median household income in St. Joseph is $75,217 per year (2023 ACS 5-year estimates).
What is the sales tax in St. Joseph, MN?
The combined state and local sales tax rate in St. Joseph is 7.4%. The Minnesota state income tax top rate is 9.8%.
Is St. Joseph, MN affordable?
Yes, St. Joseph is generally considered affordable, with a cost of living index of 82 — about 18% below the US national average of 100.
St. Joseph at a Glance
- Population
- 7,024
- Median Income
- $75,217
- Home Value
- $240,300
- Median Rent
- $1,139/mo
- Unemployment
- 2.9%
- Sales Tax
- 7.4%
Nearby Cities
Explore county-level cost of living data
Minnesota Rankings
Similar Cost Cities
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