Cost of Living in Waite Park, MN

Population 8,341 · Minnesota · Data vintage 2023

75
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Waite Park a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $217,000. Unemployment has stayed elevated relative to the national figure — 9.3% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Waite Park is about 60 miles northwest of Minneapolis, the nearest large metro. Median home values run roughly 37% lower than Minneapolis' $346,000.

Cost Overview

Housing 71
Rent 82

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Waite Park

The median home value in Waite Park is $217,000 — 29% below the national median of $305,000. Median rent runs $1,072/month, 18% lower than the national median of $1,314/month. The median household income of $56,884/year is 24% lower than the US median of $74,580. The local unemployment rate is 9.3%, above the national average of 4.8%. Minnesota's top state income tax rate is 9.8% and the combined sales tax is 7.4%. Overall, Waite Park has a cost of living index of 75 versus the US average of 100, meaning it is 25% less expensive.

🏠 Housing

Median Home Value
$217,000
29% below avg
Zillow Home Value
$356,767
Zillow ZHVI
Median Rent
$1,072/mo
18% below avg
Zillow Rent
$1,126/mo
Zillow ZORI
Price-to-Rent Ratio
16.9x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$702
1 BR
$784
2 BR
$937
3 BR
$1,307
4 BR
$1,537
Owner-occupied 52.3%
Renter-occupied 47.8%

💰 Estimated Monthly Budget

Rent median rent
$1,072
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,686/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.0 min
22% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.5%

Commute Mode

Drove alone
80.6%
Carpooled
8.0%
Public transit
1.8%
Walked
3.7%
Bicycle
1.2%
Work from home
4.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.8%
Total Sales Tax 7.4%
State rate 6.9%
Avg local rate 0.6%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$56,884
24% below avg
Per Capita Income
$28,864
Unemployment Rate
9.3%
92% above avg
Poverty Rate
24.1%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 12.1%
Graduate degree 5.4%

👥 Demographics

Median Age 39.3
Male median age 42
Female median age 36.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
54.5%
Good air days/yr
184
Max AQI recorded
253
PM2.5 days
112
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

64%
4-Year Graduation Rate
14.7:1
Student-teacher ratio
20
Public schools
10,171
Total enrollment

Frequently Asked Questions

What is the cost of living in Waite Park, MN?

Waite Park has a cost index of 75 (100 = national average). It is 25% below the national average.

What is average rent in Waite Park, MN?

The median gross rent in Waite Park is $1,072 per month based on 2023 Census data.

What is the average home price in Waite Park?

The median home value in Waite Park is $217,000 according to Zillow and Census data.

What is the median income in Waite Park?

The median household income in Waite Park is $56,884 per year (2023 ACS 5-year estimates).

What is the sales tax in Waite Park, MN?

The combined state and local sales tax rate in Waite Park is 7.4%. The Minnesota state income tax top rate is 9.8%.

Is Waite Park, MN affordable?

Yes, Waite Park is generally considered affordable, with a cost of living index of 75 — about 25% below the US national average of 100.

Waite Park at a Glance

Population
8,341
Median Income
$56,884
Home Value
$217,000
Median Rent
$1,072/mo
Unemployment
9.3%
Sales Tax
7.4%
View all cities in Minnesota →
🗺️ County data for Minnesota

Explore county-level cost of living data

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