Cost of Living in Affton, MO

Population 20,035 · Missouri · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Affton offers a notably favorable income-to-housing ratio for its region. The typical home — $200,000 — costs less than 2.6 times median household income of $77,337, a threshold many coastal markets passed a decade ago. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

Located 7 miles southwest of St. Louis, Affton falls within that metro's commuting orbit. Median home values run roughly 8% higher than St. Louis' $185,000.

Cost Overview

Housing 66
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Affton

The median home value in Affton is $200,300 — 34% below the national median of $305,000. Median rent runs $978/month, 26% lower than the national median of $1,314/month. The median household income of $77,337/year is 4% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Affton has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$200,300
34% below avg
Zillow Home Value
$235,291
Zillow ZHVI
Median Rent
$978/mo
26% below avg
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 80.5%
Renter-occupied 19.4%

💰 Estimated Monthly Budget

Rent median rent
$978
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,592/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.9 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.4%

Commute Mode

Drove alone
76.2%
Carpooled
11.2%
Public transit
0.7%
Walked
0.8%
Bicycle
0.2%
Work from home
9.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$77,337
4% above avg
Per Capita Income
$43,832
Unemployment Rate
2.5%
49% below avg
Poverty Rate
5.6%
Labor Force Participation
71.4%

🎓 Education

Bachelor's degree+ 20.5%
Graduate degree 14.5%

👥 Demographics

Median Age 41.7
Male median age 40.4
Female median age 43

Frequently Asked Questions

What is the cost of living in Affton, MO?

Affton has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in Affton, MO?

The median gross rent in Affton is $978 per month based on 2023 Census data.

What is the average home price in Affton?

The median home value in Affton is $200,300 according to Zillow and Census data.

What is the median income in Affton?

The median household income in Affton is $77,337 per year (2023 ACS 5-year estimates).

What is the sales tax in Affton, MO?

The combined state and local sales tax rate in Affton is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Affton, MO affordable?

Yes, Affton is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.

Affton at a Glance

Population
20,035
Median Income
$77,337
Home Value
$200,300
Median Rent
$978/mo
Unemployment
2.5%
Sales Tax
8.4%
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🗺️ County data for Missouri

Explore county-level cost of living data

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