Cost of Living in Black Jack, MO

Population 6,606 · Missouri · Data vintage 2023

73
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Black Jack stay well under national norms: a median home value of $188,000 against median household incomes of $65,920 gives the city one of the more comfortable price-to-income ratios in Missouri. At 13.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 11 miles north of St. Louis, Black Jack falls within that metro's commuting orbit. Housing prices track closely with St. Louis' $185,000 median.

Cost Overview

Housing 62
Rent 90

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Black Jack

The median home value in Black Jack is $187,600 — 38% below the national median of $305,000. Median rent runs $1,177/month, 10% lower than the national median of $1,314/month. The median household income of $65,920/year is 12% lower than the US median of $74,580. The local unemployment rate is 13.3%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Black Jack has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.

🏠 Housing

Median Home Value
$187,600
38% below avg
Zillow Home Value
$333,753
Zillow ZHVI
Median Rent
$1,177/mo
10% below avg
Zillow Rent
$2,025/mo
Zillow ZORI
Price-to-Rent Ratio
13.3x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 65.7%
Renter-occupied 34.4%

💰 Estimated Monthly Budget

Rent median rent
$1,177
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,791/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.0 min
7% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
25.5%

Commute Mode

Drove alone
59.8%
Carpooled
8.3%
Public transit
3.6%
Work from home
25.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$65,920
12% below avg
Per Capita Income
$31,192
Unemployment Rate
13.3%
176% above avg
Poverty Rate
14.8%
Labor Force Participation
66.0%

🎓 Education

Bachelor's degree+ 12.3%
Graduate degree 14.2%

👥 Demographics

Median Age 30.9
Male median age 24.3
Female median age 33.4

Frequently Asked Questions

What is the cost of living in Black Jack, MO?

Black Jack has a cost index of 73 (100 = national average). It is 27% below the national average.

What is average rent in Black Jack, MO?

The median gross rent in Black Jack is $1,177 per month based on 2023 Census data.

What is the average home price in Black Jack?

The median home value in Black Jack is $187,600 according to Zillow and Census data.

What is the median income in Black Jack?

The median household income in Black Jack is $65,920 per year (2023 ACS 5-year estimates).

What is the sales tax in Black Jack, MO?

The combined state and local sales tax rate in Black Jack is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Black Jack, MO affordable?

Yes, Black Jack is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.

Black Jack at a Glance

Population
6,606
Median Income
$65,920
Home Value
$187,600
Median Rent
$1,177/mo
Unemployment
13.3%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

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