Cost of Living in Spanish Lake, MO
Population 18,183 · Missouri · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Spanish Lake a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $121,000. Unemployment has stayed elevated relative to the national figure — 6.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Spanish Lake sits roughly 11 miles north of St. Louis. Median home values run roughly 34% lower than St. Louis' $185,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Spanish Lake
The median home value in Spanish Lake is $121,300 — 60% below the national median of $305,000. Median rent runs $1,073/month, 18% lower than the national median of $1,314/month. The median household income of $51,125/year is 31% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Spanish Lake has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Spanish Lake, MO?
Spanish Lake has a cost index of 57 (100 = national average). It is 43% below the national average.
What is average rent in Spanish Lake, MO?
The median gross rent in Spanish Lake is $1,073 per month based on 2023 Census data.
What is the average home price in Spanish Lake?
The median home value in Spanish Lake is $121,300 according to Zillow and Census data.
What is the median income in Spanish Lake?
The median household income in Spanish Lake is $51,125 per year (2023 ACS 5-year estimates).
What is the sales tax in Spanish Lake, MO?
The combined state and local sales tax rate in Spanish Lake is 8.4%. The Missouri state income tax top rate is 5.0%.
Is Spanish Lake, MO affordable?
Yes, Spanish Lake is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.
Spanish Lake at a Glance
- Population
- 18,183
- Median Income
- $51,125
- Home Value
- $121,300
- Median Rent
- $1,073/mo
- Unemployment
- 6.8%
- Sales Tax
- 8.4%
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Missouri Rankings
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