Cost of Living in Harrisburg, PA

Population 50,092 · Pennsylvania · Data vintage 2023

54
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Harrisburg run well below national norms — a median of $47,783 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $121,000). Around 29% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Located 70 miles north of Baltimore, Harrisburg is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 45% lower than Baltimore's $219,000.

Cost Overview

Housing 40
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Harrisburg

The median home value in Harrisburg is $121,000 — 60% below the national median of $305,000. Median rent runs $996/month, 24% lower than the national median of $1,314/month. The median household income of $47,783/year is 36% lower than the US median of $74,580. The local unemployment rate is 9.4%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 64.7°F and lows of 45.7°F. Overall, Harrisburg has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.

🏠 Housing

Median Home Value
$121,000
60% below avg
Zillow Home Value
$258,293
Zillow ZHVI
Median Rent
$996/mo
24% below avg
Zillow Rent
$1,351/mo
Zillow ZORI
Price-to-Rent Ratio
10.1x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 36.5%
Renter-occupied 63.5%

💰 Estimated Monthly Budget

Rent median rent
$996
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,610/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.8%

Commute Mode

Drove alone
58.5%
Carpooled
9.7%
Public transit
5.6%
Walked
9.3%
Bicycle
0.2%
Work from home
13.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$47,783
36% below avg
Per Capita Income
$27,779
Unemployment Rate
9.4%
95% above avg
Poverty Rate
29.1%
Labor Force Participation
67.0%

🎓 Education

Bachelor's degree+ 16.2%
Graduate degree 10.1%

👥 Demographics

Median Age 32.8
Male median age 31.7
Female median age 34.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.7°F
Avg Low
45.7°F
Annual Precip
41"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404353657583888579675544
Low °F 252634435363676658473730
Precip" 2.642.363.353.703.483.724.303.684.123.682.803.15

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
46.3%
Good air days/yr
255
Max AQI recorded
251
PM2.5 days
114
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

82.9%
4-Year Graduation Rate
14.5:1
Student-teacher ratio
35
Public schools
21,748
Total enrollment

Frequently Asked Questions

What is the cost of living in Harrisburg, PA?

Harrisburg has a cost index of 54 (100 = national average). It is 46% below the national average.

What is average rent in Harrisburg, PA?

The median gross rent in Harrisburg is $996 per month based on 2023 Census data.

What is the average home price in Harrisburg?

The median home value in Harrisburg is $121,000 according to Zillow and Census data.

What is the median income in Harrisburg?

The median household income in Harrisburg is $47,783 per year (2023 ACS 5-year estimates).

What is the sales tax in Harrisburg, PA?

The combined state and local sales tax rate in Harrisburg is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Harrisburg, PA affordable?

Yes, Harrisburg is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.

What is the weather like in Harrisburg?

Harrisburg has average high temperatures of 64.7°F and average lows of 45.7°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Harrisburg at a Glance

Population
50,092
Median Income
$47,783
Home Value
$121,000
Median Rent
$996/mo
Unemployment
9.4%
Avg High Temp
64.7°F
Sales Tax
6.3%
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