Cost of Living in Penbrook, PA

Population 3,260 · Pennsylvania · Data vintage 2023

56
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Penbrook can reasonably expect a home to cost less than three years of household income — $140,000 against $68,295 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. At 7.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 70 miles north of Baltimore, Penbrook is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 36% lower than Baltimore's $219,000.

Cost Overview

Housing 46
Rent 72

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Penbrook

The median home value in Penbrook is $140,000 — 54% below the national median of $305,000. Median rent runs $946/month, 28% lower than the national median of $1,314/month. The median household income of $68,295/year is 8% lower than the US median of $74,580. The local unemployment rate is 7.7%, above the national average of 4.8%. Pennsylvania's top state income tax rate is 3.1% and the combined sales tax is 6.3%. The climate averages highs of 64.7°F and lows of 45.7°F. Overall, Penbrook has a cost of living index of 56 versus the US average of 100, meaning it is 44% less expensive.

🏠 Housing

Median Home Value
$140,000
54% below avg
Median Rent
$946/mo
28% below avg
Price-to-Rent Ratio
12.3x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$779
1 BR
$871
2 BR
$1,065
3 BR
$1,337
4 BR
$1,547
Owner-occupied 65.8%
Renter-occupied 34.2%

💰 Estimated Monthly Budget

Rent median rent
$946
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,560/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.2 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.0%

Commute Mode

Drove alone
69.5%
Carpooled
22.2%
Walked
2.4%
Work from home
5.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.1%
Total Sales Tax 6.3%
State rate 6.0%
Avg local rate 0.3%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$68,295
8% below avg
Per Capita Income
$28,167
Unemployment Rate
7.7%
59% above avg
Poverty Rate
7.3%
Labor Force Participation
79.6%

🎓 Education

Bachelor's degree+ 26.5%
Graduate degree 15.9%

👥 Demographics

Median Age 27.9
Male median age 27.7
Female median age 31.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.7°F
Avg Low
45.7°F
Annual Precip
41"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404353657583888579675544
Low °F 252634435363676658473730
Precip" 2.642.363.353.703.483.724.303.684.123.682.803.15

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
46.3%
Good air days/yr
255
Max AQI recorded
251
PM2.5 days
114
Ozone days

Frequently Asked Questions

What is the cost of living in Penbrook, PA?

Penbrook has a cost index of 56 (100 = national average). It is 44% below the national average.

What is average rent in Penbrook, PA?

The median gross rent in Penbrook is $946 per month based on 2023 Census data.

What is the average home price in Penbrook?

The median home value in Penbrook is $140,000 according to 2023 Census ACS data.

What is the median income in Penbrook?

The median household income in Penbrook is $68,295 per year (2023 ACS 5-year estimates).

What is the sales tax in Penbrook, PA?

The combined state and local sales tax rate in Penbrook is 6.3%. The Pennsylvania state income tax top rate is 3.1%.

Is Penbrook, PA affordable?

Yes, Penbrook is generally considered affordable, with a cost of living index of 56 — about 44% below the US national average of 100.

What is the weather like in Penbrook?

Penbrook has average high temperatures of 64.7°F and average lows of 45.7°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Penbrook at a Glance

Population
3,260
Median Income
$68,295
Home Value
$140,000
Median Rent
$946/mo
Unemployment
7.7%
Avg High Temp
64.7°F
Sales Tax
6.3%
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Explore county-level cost of living data

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