Cost of Living in Roswell, NM

Population 47,823 · New Mexico · Data vintage 2023

53
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Roswell lands reasonably close to national benchmarks on most cost indicators, with a median home value of $139,000 — 54% below the US figure. That makes it a useful reference point for comparing with more extreme markets in New Mexico. A poverty rate near 24% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Roswell lies roughly 150 miles northeast of the nearest major metro, Las Cruces. Median home values run roughly 36% lower than Las Cruces' $217,000.

Cost Overview

Housing 46
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Roswell

The median home value in Roswell is $139,200 — 54% below the national median of $305,000. Median rent runs $840/month, 36% lower than the national median of $1,314/month. The median household income of $50,294/year is 33% lower than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. New Mexico's top state income tax rate is 5.9% and the combined sales tax is 7.7%. The climate averages highs of 77.8°F and lows of 48.5°F, with about 9.6" of annual snowfall. Overall, Roswell has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.

🏠 Housing

Median Home Value
$139,200
54% below avg
Zillow Home Value
$171,380
Zillow ZHVI
Median Rent
$840/mo
36% below avg
Zillow Rent
$1,237/mo
Zillow ZORI
Price-to-Rent Ratio
13.8x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$678
1 BR
$790
2 BR
$933
3 BR
$1,307
4 BR
$1,549
Owner-occupied 66.4%
Renter-occupied 33.6%

💰 Estimated Monthly Budget

Rent median rent
$840
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,454/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.2 min
29% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.5%

Commute Mode

Drove alone
83.1%
Carpooled
8.4%
Public transit
0.1%
Walked
2.2%
Bicycle
0.4%
Work from home
4.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.9%
Total Sales Tax 7.7%
State rate 5.0%
Avg local rate 2.7%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$50,294
33% below avg
Per Capita Income
$28,418
Unemployment Rate
5.9%
23% above avg
Poverty Rate
24.2%
Labor Force Participation
55.8%

🎓 Education

Bachelor's degree+ 11.8%
Graduate degree 7.8%

👥 Demographics

Median Age 36.8
Male median age 33.9
Female median age 38.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.8°F
Avg Low
48.5°F
Annual Precip
11.6"
Annual Snowfall
9.6"
20° 40° 60° 80° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576371798896979588786657
Low °F 283339475766706961493628
Precip" 0.360.350.540.571.141.281.821.681.551.330.450.56
Snow" 2.41.10.70.00.00.00.00.00.00.41.23.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 24 — Good
90.7%
Good air days/yr
75
Max AQI recorded
118
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

72%
4-Year Graduation Rate
18.5:1
Student-teacher ratio
22
Public schools
10,693
Total enrollment

Frequently Asked Questions

What is the cost of living in Roswell, NM?

Roswell has a cost index of 53 (100 = national average). It is 47% below the national average.

What is average rent in Roswell, NM?

The median gross rent in Roswell is $840 per month based on 2023 Census data.

What is the average home price in Roswell?

The median home value in Roswell is $139,200 according to Zillow and Census data.

What is the median income in Roswell?

The median household income in Roswell is $50,294 per year (2023 ACS 5-year estimates).

What is the sales tax in Roswell, NM?

The combined state and local sales tax rate in Roswell is 7.7%. The New Mexico state income tax top rate is 5.9%.

Is Roswell, NM affordable?

Yes, Roswell is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.

What is the weather like in Roswell?

Roswell has average high temperatures of 77.8°F and average lows of 48.5°F. Annual precipitation is 11.6". Average annual snowfall is 9.6". Data from NOAA 1991–2020 Climate Normals.

Roswell at a Glance

Population
47,823
Median Income
$50,294
Home Value
$139,200
Median Rent
$840/mo
Unemployment
5.9%
Avg High Temp
77.8°F
Sales Tax
7.7%
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🗺️ County data for New Mexico

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