Cost of Living in Ruidoso, NM

Population 7,701 · New Mexico · Data vintage 2023

73
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ruidoso is a smaller New Mexico community of around 8000 residents, where median household incomes of $50,259 and housing costs ($229,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Ruidoso lies roughly 95 miles northeast of the nearest major metro, Las Cruces. Housing prices track closely with Las Cruces' $217,000 median.

Cost Overview

Housing 75
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ruidoso

The median home value in Ruidoso is $229,100 — 25% below the national median of $305,000. Median rent runs $924/month, 30% lower than the national median of $1,314/month. The median household income of $50,259/year is 33% lower than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. New Mexico's top state income tax rate is 5.9% and the combined sales tax is 7.7%. The climate averages highs of 77.8°F and lows of 48.5°F, with about 9.6" of annual snowfall. Overall, Ruidoso has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.

🏠 Housing

Median Home Value
$229,100
25% below avg
Zillow Home Value
$326,158
Zillow ZHVI
Median Rent
$924/mo
30% below avg
Price-to-Rent Ratio
20.7x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$678
1 BR
$790
2 BR
$933
3 BR
$1,307
4 BR
$1,549
Owner-occupied 69.6%
Renter-occupied 30.4%

💰 Estimated Monthly Budget

Rent median rent
$924
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,538/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.4 min
39% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.0%

Commute Mode

Drove alone
74.6%
Carpooled
7.4%
Public transit
0.3%
Walked
1.7%
Bicycle
0.5%
Work from home
14.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.9%
Total Sales Tax 7.7%
State rate 5.0%
Avg local rate 2.7%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$50,259
33% below avg
Per Capita Income
$32,998
Unemployment Rate
4.9%
3% above avg
Poverty Rate
16.5%
Labor Force Participation
59.3%

🎓 Education

Bachelor's degree+ 21.6%
Graduate degree 9.3%

👥 Demographics

Median Age 44.4
Male median age 40.4
Female median age 47.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
77.8°F
Avg Low
48.5°F
Annual Precip
11.6"
Annual Snowfall
9.6"
20° 40° 60° 80° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576371798896979588786657
Low °F 283339475766706961493628
Precip" 0.360.350.540.571.141.281.821.681.551.330.450.56
Snow" 2.41.10.70.00.00.00.00.00.00.41.23.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 14 — Good
97.5%
Good air days/yr
55
Max AQI recorded
119
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
17:1
Student-teacher ratio
4
Public schools
2,051
Total enrollment

Frequently Asked Questions

What is the cost of living in Ruidoso, NM?

Ruidoso has a cost index of 73 (100 = national average). It is 27% below the national average.

What is average rent in Ruidoso, NM?

The median gross rent in Ruidoso is $924 per month based on 2023 Census data.

What is the average home price in Ruidoso?

The median home value in Ruidoso is $229,100 according to Zillow and Census data.

What is the median income in Ruidoso?

The median household income in Ruidoso is $50,259 per year (2023 ACS 5-year estimates).

What is the sales tax in Ruidoso, NM?

The combined state and local sales tax rate in Ruidoso is 7.7%. The New Mexico state income tax top rate is 5.9%.

Is Ruidoso, NM affordable?

Yes, Ruidoso is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.

What is the weather like in Ruidoso?

Ruidoso has average high temperatures of 77.8°F and average lows of 48.5°F. Annual precipitation is 11.6". Average annual snowfall is 9.6". Data from NOAA 1991–2020 Climate Normals.

Ruidoso at a Glance

Population
7,701
Median Income
$50,259
Home Value
$229,100
Median Rent
$924/mo
Unemployment
4.9%
Avg High Temp
77.8°F
Sales Tax
7.7%
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