Cost of Living in Charleston, MO

Population 4,565 · Missouri · Data vintage 2023

44
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Charleston's median household income of $35,139 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (31% here).

Geographically, Charleston lies roughly 115 miles west of the nearest major metro, Clarksville. Median home values run roughly 54% lower than Clarksville's $236,000.

Cost Overview

Housing 35
Rent 56

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Charleston

The median home value in Charleston is $107,700 — 65% below the national median of $305,000. Median rent runs $734/month, 44% lower than the national median of $1,314/month. The median household income of $35,139/year is 53% lower than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Charleston has a cost of living index of 44 versus the US average of 100, meaning it is 56% less expensive.

🏠 Housing

Median Home Value
$107,700
65% below avg
Zillow Home Value
$90,672
Zillow ZHVI
Median Rent
$734/mo
44% below avg
Price-to-Rent Ratio
12.2x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 50.8%
Renter-occupied 49.2%

💰 Estimated Monthly Budget

Rent median rent
$734
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,348/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.3 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.9%

Commute Mode

Drove alone
78.6%
Carpooled
13.6%
Walked
3.9%
Work from home
3.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$35,139
53% below avg
Per Capita Income
$16,671
Unemployment Rate
5.3%
11% above avg
Poverty Rate
31.4%
Labor Force Participation
36.0%

🎓 Education

Bachelor's degree+ 8.1%
Graduate degree 2.2%

👥 Demographics

Median Age 42.9
Male median age 42.6
Female median age 43.1

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
11.7:1
Student-teacher ratio
3
Public schools
880
Total enrollment

Frequently Asked Questions

What is the cost of living in Charleston, MO?

Charleston has a cost index of 44 (100 = national average). It is 56% below the national average.

What is average rent in Charleston, MO?

The median gross rent in Charleston is $734 per month based on 2023 Census data.

What is the average home price in Charleston?

The median home value in Charleston is $107,700 according to Zillow and Census data.

What is the median income in Charleston?

The median household income in Charleston is $35,139 per year (2023 ACS 5-year estimates).

What is the sales tax in Charleston, MO?

The combined state and local sales tax rate in Charleston is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Charleston, MO affordable?

Yes, Charleston is generally considered affordable, with a cost of living index of 44 — about 56% below the US national average of 100.

Charleston at a Glance

Population
4,565
Median Income
$35,139
Home Value
$107,700
Median Rent
$734/mo
Unemployment
5.3%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

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