Cost of Living in Clayton, MO

Population 17,282 · Missouri · Data vintage 2023

207
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Clayton's housing market reflects its status as a high-earning metro: $799,000 for a typical home, 162% above the US median, paired with household incomes around $128,898 that put it in the upper third of the state. An unemployment rate of 2.5% points to a labor market well on the tight side of the national distribution.

Geographically, Clayton sits roughly 5 miles west of St. Louis. Median home values run roughly 332% higher than St. Louis' $185,000.

Cost Overview

Housing 262
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Clayton

The median home value in Clayton is $799,200 — 162% above the national median of $305,000. Median rent runs $1,648/month, 25% higher than the national median of $1,314/month. The median household income of $128,898/year is 73% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Clayton has a cost of living index of 207 versus the US average of 100, meaning it is 107% more expensive.

🏠 Housing

Median Home Value
$799,200
162% above avg
Zillow Home Value
$851,488
Zillow ZHVI
Median Rent
$1,648/mo
25% above avg
Zillow Rent
$1,649/mo
Zillow ZORI
Price-to-Rent Ratio
40.4x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 54.7%
Renter-occupied 45.3%

💰 Estimated Monthly Budget

Rent median rent
$1,648
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,262/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.9 min
30% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.2%

Commute Mode

Drove alone
57.4%
Carpooled
7.2%
Public transit
2.0%
Walked
12.3%
Bicycle
1.6%
Work from home
19.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$128,898
73% above avg
Per Capita Income
$75,049
Unemployment Rate
2.5%
47% below avg
Poverty Rate
8.1%
Labor Force Participation
54.1%

🎓 Education

Bachelor's degree+ 31.3%
Graduate degree 52.6%

👥 Demographics

Median Age 28.7
Male median age 28.8
Female median age 28.3

🏫 Schools

NCES CCD 2019 — public school district data

98%
4-Year Graduation Rate
11:1
Student-teacher ratio
6
Public schools
2,609
Total enrollment

Frequently Asked Questions

What is the cost of living in Clayton, MO?

Clayton has a cost index of 207 (100 = national average). It is 107% above the national average.

What is average rent in Clayton, MO?

The median gross rent in Clayton is $1,648 per month based on 2023 Census data.

What is the average home price in Clayton?

The median home value in Clayton is $799,200 according to Zillow and Census data.

What is the median income in Clayton?

The median household income in Clayton is $128,898 per year (2023 ACS 5-year estimates).

What is the sales tax in Clayton, MO?

The combined state and local sales tax rate in Clayton is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Clayton, MO affordable?

Clayton is above average in cost of living, with an index of 207 — about 107% higher than the national average.

Clayton at a Glance

Population
17,282
Median Income
$128,898
Home Value
$799,200
Median Rent
$1,648/mo
Unemployment
2.5%
Sales Tax
8.4%
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