Cost of Living in University City, MO

Population 34,655 · Missouri · Data vintage 2023

95
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The University City cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $285,000, rents near $1,265 a month. The labor market has been unusually tight, with unemployment around 2.5% — below most comparable cities in the state.

University City sits roughly 5 miles west of St. Louis — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 54% higher than St. Louis' $185,000.

Cost Overview

Housing 93
Rent 96

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in University City

The median home value in University City is $285,100 — 7% below the national median of $305,000. Median rent runs $1,265/month, 4% lower than the national median of $1,314/month. The median household income of $76,466/year is 3% higher than the US median of $74,580. The local unemployment rate is 2.5%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, University City has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.

🏠 Housing

Median Home Value
$285,100
7% below avg
Zillow Home Value
$257,126
Zillow ZHVI
Median Rent
$1,265/mo
4% below avg
Zillow Rent
$1,529/mo
Zillow ZORI
Price-to-Rent Ratio
18.8x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 55.4%
Renter-occupied 44.6%

💰 Estimated Monthly Budget

Rent median rent
$1,265
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,879/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.4 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.0%

Commute Mode

Drove alone
66.0%
Carpooled
5.7%
Public transit
4.5%
Walked
3.9%
Bicycle
0.4%
Work from home
17.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$76,466
3% above avg
Per Capita Income
$63,218
Unemployment Rate
2.5%
48% below avg
Poverty Rate
13.4%
Labor Force Participation
67.2%

🎓 Education

Bachelor's degree+ 31.5%
Graduate degree 32.6%

👥 Demographics

Median Age 38.1
Male median age 38.1
Female median age 38.1

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
12:1
Student-teacher ratio
7
Public schools
2,640
Total enrollment

Frequently Asked Questions

What is the cost of living in University City, MO?

University City has a cost index of 95 (100 = national average). It is 5% below the national average.

What is average rent in University City, MO?

The median gross rent in University City is $1,265 per month based on 2023 Census data.

What is the average home price in University City?

The median home value in University City is $285,100 according to Zillow and Census data.

What is the median income in University City?

The median household income in University City is $76,466 per year (2023 ACS 5-year estimates).

What is the sales tax in University City, MO?

The combined state and local sales tax rate in University City is 8.4%. The Missouri state income tax top rate is 5.0%.

Is University City, MO affordable?

University City is near the national average in terms of cost of living, with an index of 95 (100 = US average).

University City at a Glance

Population
34,655
Median Income
$76,466
Home Value
$285,100
Median Rent
$1,265/mo
Unemployment
2.5%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs