Cost of Living in Overland, MO

Population 15,762 · Missouri · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Overland a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $122,000. At 7.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 8 miles northwest of St. Louis, Overland falls within that metro's commuting orbit. Median home values run roughly 34% lower than St. Louis' $185,000.

Cost Overview

Housing 40
Rent 82

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Overland

The median home value in Overland is $121,500 — 60% below the national median of $305,000. Median rent runs $1,073/month, 18% lower than the national median of $1,314/month. The median household income of $57,755/year is 23% lower than the US median of $74,580. The local unemployment rate is 7.2%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Overland has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$121,500
60% below avg
Zillow Home Value
$147,706
Zillow ZHVI
Median Rent
$1,073/mo
18% below avg
Zillow Rent
$1,237/mo
Zillow ZORI
Price-to-Rent Ratio
9.4x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 65.0%
Renter-occupied 35.0%

💰 Estimated Monthly Budget

Rent median rent
$1,073
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,687/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.9 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.5%

Commute Mode

Drove alone
81.2%
Carpooled
7.2%
Public transit
0.2%
Walked
0.5%
Bicycle
0.2%
Work from home
9.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$57,755
23% below avg
Per Capita Income
$30,539
Unemployment Rate
7.2%
51% above avg
Poverty Rate
9.7%
Labor Force Participation
65.2%

🎓 Education

Bachelor's degree+ 16.8%
Graduate degree 9.2%

👥 Demographics

Median Age 34.5
Male median age 32.8
Female median age 36.8

Frequently Asked Questions

What is the cost of living in Overland, MO?

Overland has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Overland, MO?

The median gross rent in Overland is $1,073 per month based on 2023 Census data.

What is the average home price in Overland?

The median home value in Overland is $121,500 according to Zillow and Census data.

What is the median income in Overland?

The median household income in Overland is $57,755 per year (2023 ACS 5-year estimates).

What is the sales tax in Overland, MO?

The combined state and local sales tax rate in Overland is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Overland, MO affordable?

Yes, Overland is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

Overland at a Glance

Population
15,762
Median Income
$57,755
Home Value
$121,500
Median Rent
$1,073/mo
Unemployment
7.2%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs