Cost of Living in Hillsboro, MO

Population 3,483 · Missouri · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Hillsboro stay well under national norms: a median home value of $206,000 against median household incomes of $65,278 gives the city one of the more comfortable price-to-income ratios in Missouri.

Geographically, Hillsboro is about 35 miles southwest of St. Louis, the nearest large metro. Median home values run roughly 11% higher than St. Louis' $185,000.

Cost Overview

Housing 68
Rent 71

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hillsboro

The median home value in Hillsboro is $206,200 — 32% below the national median of $305,000. Median rent runs $928/month, 29% lower than the national median of $1,314/month. The median household income of $65,278/year is 12% lower than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Hillsboro has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$206,200
32% below avg
Zillow Home Value
$309,577
Zillow ZHVI
Median Rent
$928/mo
29% below avg
Price-to-Rent Ratio
18.5x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 66.3%
Renter-occupied 33.7%

💰 Estimated Monthly Budget

Rent median rent
$928
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,542/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.5 min
35% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.7%

Commute Mode

Drove alone
78.7%
Carpooled
8.8%
Walked
1.5%
Work from home
9.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$65,278
12% below avg
Per Capita Income
$26,660
Unemployment Rate
5.6%
16% above avg
Poverty Rate
14.8%
Labor Force Participation
62.6%

🎓 Education

Bachelor's degree+ 10.6%
Graduate degree 6.5%

👥 Demographics

Median Age 30.9
Male median age 30.3
Female median age 33.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
62.2%
Good air days/yr
185
Max AQI recorded
204
PM2.5 days
157
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
15.2:1
Student-teacher ratio
9
Public schools
4,158
Total enrollment

Frequently Asked Questions

What is the cost of living in Hillsboro, MO?

Hillsboro has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in Hillsboro, MO?

The median gross rent in Hillsboro is $928 per month based on 2023 Census data.

What is the average home price in Hillsboro?

The median home value in Hillsboro is $206,200 according to Zillow and Census data.

What is the median income in Hillsboro?

The median household income in Hillsboro is $65,278 per year (2023 ACS 5-year estimates).

What is the sales tax in Hillsboro, MO?

The combined state and local sales tax rate in Hillsboro is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Hillsboro, MO affordable?

Yes, Hillsboro is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.