Cost of Living in Dearborn, MI
Population 107,846 · Michigan · Data vintage 2023
(100 = US avg)
Dearborn offers a notably favorable income-to-housing ratio for its region. The typical home — $206,000 — costs less than 3.2 times median household income of $65,192, a threshold many coastal markets passed a decade ago. Around 24% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Dearborn
The median home value in Dearborn is $205,900 — 32% below the national median of $305,000. Median rent runs $1,264/month, 4% lower than the national median of $1,314/month. The median household income of $65,192/year is 13% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Dearborn has a cost of living index of 79 versus the US average of 100, meaning it is 21% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Dearborn, MI?
Dearborn has a cost index of 79 (100 = national average). It is 21% below the national average.
What is average rent in Dearborn, MI?
The median gross rent in Dearborn is $1,264 per month based on 2023 Census data.
What is the average home price in Dearborn?
The median home value in Dearborn is $205,900 according to Zillow and Census data.
What is the median income in Dearborn?
The median household income in Dearborn is $65,192 per year (2023 ACS 5-year estimates).
What is the sales tax in Dearborn, MI?
The combined state and local sales tax rate in Dearborn is 6.0%. The Michigan state income tax top rate is 4.3%.
Is Dearborn, MI affordable?
Yes, Dearborn is generally considered affordable, with a cost of living index of 79 — about 21% below the US national average of 100.
Dearborn at a Glance
- Population
- 107,846
- Median Income
- $65,192
- Home Value
- $205,900
- Median Rent
- $1,264/mo
- Unemployment
- 6.8%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Michigan Rankings
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