Cost of Living in Hagerstown, MD
Population 43,490 · Maryland · Data vintage 2023
(100 = US avg)
Hagerstown lands reasonably close to national benchmarks on most cost indicators, with a median home value of $208,000 — 32% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Maryland. A poverty rate near 23% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Located 55 miles northwest of Columbia, Hagerstown is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 57% lower than Columbia's $480,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Hagerstown
The median home value in Hagerstown is $207,700 — 32% below the national median of $305,000. Median rent runs $1,041/month, 21% lower than the national median of $1,314/month. The median household income of $49,957/year is 33% lower than the US median of $74,580. The local unemployment rate is 8.3%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Hagerstown has a cost of living index of 73 versus the US average of 100, meaning it is 27% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Hagerstown, MD?
Hagerstown has a cost index of 73 (100 = national average). It is 27% below the national average.
What is average rent in Hagerstown, MD?
The median gross rent in Hagerstown is $1,041 per month based on 2023 Census data.
What is the average home price in Hagerstown?
The median home value in Hagerstown is $207,700 according to Zillow and Census data.
What is the median income in Hagerstown?
The median household income in Hagerstown is $49,957 per year (2023 ACS 5-year estimates).
What is the sales tax in Hagerstown, MD?
The combined state and local sales tax rate in Hagerstown is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Hagerstown, MD affordable?
Yes, Hagerstown is generally considered affordable, with a cost of living index of 73 — about 27% below the US national average of 100.
Hagerstown at a Glance
- Population
- 43,490
- Median Income
- $49,957
- Home Value
- $207,700
- Median Rent
- $1,041/mo
- Unemployment
- 8.3%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Maryland Rankings
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