Cost of Living in Maugansville, MD

Population 3,057 · Maryland · Data vintage 2023

83
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Maugansville is a smaller Maryland community of around 3000 residents, where median household incomes of $75,840 and housing costs ($284,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Maugansville is about 60 miles northwest of Columbia, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 41% lower than Columbia's $480,000.

Cost Overview

Housing 93
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Maugansville

The median home value in Maugansville is $284,200 — 7% below the national median of $305,000. Median rent runs $899/month, 32% lower than the national median of $1,314/month. The median household income of $75,840/year is 2% higher than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. The climate averages highs of 64.4°F and lows of 46.4°F. Overall, Maugansville has a cost of living index of 83 versus the US average of 100, meaning it is 17% less expensive.

🏠 Housing

Median Home Value
$284,200
7% below avg
Zillow Home Value
$169,043
Zillow ZHVI
Median Rent
$899/mo
32% below avg
Price-to-Rent Ratio
26.3x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 73.9%
Renter-occupied 26.1%

💰 Estimated Monthly Budget

Rent median rent
$899
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,513/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.3 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.9%

Commute Mode

Drove alone
85.8%
Carpooled
3.5%
Walked
0.9%
Work from home
9.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$75,840
2% above avg
Per Capita Income
$37,590
Unemployment Rate
4.8%
0% below avg
Poverty Rate
8.6%
Labor Force Participation
56.3%

🎓 Education

Bachelor's degree+ 12.2%
Graduate degree 8.1%

👥 Demographics

Median Age 45.1
Male median age 45.2
Female median age 44.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.4°F
Avg Low
46.4°F
Annual Precip
35.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414453657483878578665444
Low °F 252734445564686659473730
Precip" 2.461.973.043.333.553.362.942.903.832.762.632.83

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
75.2%
Good air days/yr
172
Max AQI recorded
170
PM2.5 days
185
Ozone days

Frequently Asked Questions

What is the cost of living in Maugansville, MD?

Maugansville has a cost index of 83 (100 = national average). It is 17% below the national average.

What is average rent in Maugansville, MD?

The median gross rent in Maugansville is $899 per month based on 2023 Census data.

What is the average home price in Maugansville?

The median home value in Maugansville is $284,200 according to Zillow and Census data.

What is the median income in Maugansville?

The median household income in Maugansville is $75,840 per year (2023 ACS 5-year estimates).

What is the sales tax in Maugansville, MD?

The combined state and local sales tax rate in Maugansville is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Maugansville, MD affordable?

Yes, Maugansville is generally considered affordable, with a cost of living index of 83 — about 17% below the US national average of 100.

What is the weather like in Maugansville?

Maugansville has average high temperatures of 64.4°F and average lows of 46.4°F. Annual precipitation is 35.6". Data from NOAA 1991–2020 Climate Normals.

Maugansville at a Glance

Population
3,057
Median Income
$75,840
Home Value
$284,200
Median Rent
$899/mo
Unemployment
4.8%
Avg High Temp
64.4°F
Sales Tax
6.0%
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Explore county-level cost of living data

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