Cost of Living in Halfway, MD

Population 10,974 · Maryland · Data vintage 2023

85
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Halfway is a smaller Maryland community of around 11000 residents, where median household incomes of $69,600 and housing costs ($247,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Halfway is about 55 miles northwest of Columbia, the nearest large metro. Median home values run roughly 49% lower than Columbia's $480,000.

Cost Overview

Housing 81
Rent 90

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Halfway

The median home value in Halfway is $247,100 — 19% below the national median of $305,000. Median rent runs $1,183/month, 10% lower than the national median of $1,314/month. The median household income of $69,600/year is 7% lower than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Halfway has a cost of living index of 85 versus the US average of 100, meaning it is 15% less expensive.

🏠 Housing

Median Home Value
$247,100
19% below avg
Zillow Home Value
$181,149
Zillow ZHVI
Median Rent
$1,183/mo
10% below avg
Price-to-Rent Ratio
17.4x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 69.8%
Renter-occupied 30.2%

💰 Estimated Monthly Budget

Rent median rent
$1,183
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,797/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.9 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.8%

Commute Mode

Drove alone
81.2%
Carpooled
9.8%
Public transit
0.1%
Walked
0.4%
Work from home
6.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$69,600
7% below avg
Per Capita Income
$35,527
Unemployment Rate
4.9%
1% above avg
Poverty Rate
10.3%
Labor Force Participation
62.9%

🎓 Education

Bachelor's degree+ 11.8%
Graduate degree 8.6%

👥 Demographics

Median Age 42.2
Male median age 41.2
Female median age 42.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
75.2%
Good air days/yr
172
Max AQI recorded
170
PM2.5 days
185
Ozone days

Frequently Asked Questions

What is the cost of living in Halfway, MD?

Halfway has a cost index of 85 (100 = national average). It is 15% below the national average.

What is average rent in Halfway, MD?

The median gross rent in Halfway is $1,183 per month based on 2023 Census data.

What is the average home price in Halfway?

The median home value in Halfway is $247,100 according to Zillow and Census data.

What is the median income in Halfway?

The median household income in Halfway is $69,600 per year (2023 ACS 5-year estimates).

What is the sales tax in Halfway, MD?

The combined state and local sales tax rate in Halfway is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Halfway, MD affordable?

Yes, Halfway is generally considered affordable, with a cost of living index of 85 — about 15% below the US national average of 100.