Cost of Living in Liberty, MO

Population 30,446 · Missouri · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Liberty's cost indicators track within a reasonable band of national figures, with median household incomes near $95,425 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Liberty sits roughly 11 miles northeast of Kansas City — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 18% higher than Kansas City's $227,000.

Cost Overview

Housing 88
Rent 89

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Liberty

The median home value in Liberty is $267,900 — 12% below the national median of $305,000. Median rent runs $1,164/month, 11% lower than the national median of $1,314/month. The median household income of $95,425/year is 28% higher than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Liberty has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$267,900
12% below avg
Zillow Home Value
$317,754
Zillow ZHVI
Median Rent
$1,164/mo
11% below avg
Zillow Rent
$1,332/mo
Zillow ZORI
Price-to-Rent Ratio
19.2x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 72.0%
Renter-occupied 28.0%

💰 Estimated Monthly Budget

Rent median rent
$1,164
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,778/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.9 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.5%

Commute Mode

Drove alone
79.5%
Carpooled
5.1%
Walked
0.9%
Work from home
13.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$95,425
28% above avg
Per Capita Income
$39,181
Unemployment Rate
4.1%
15% below avg
Poverty Rate
7.3%
Labor Force Participation
66.5%

🎓 Education

Bachelor's degree+ 26.2%
Graduate degree 13.7%

👥 Demographics

Median Age 37.3
Male median age 35.8
Female median age 38.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
65.1%
Good air days/yr
153
Max AQI recorded
138
PM2.5 days
212
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
14.8:1
Student-teacher ratio
20
Public schools
12,583
Total enrollment

Frequently Asked Questions

What is the cost of living in Liberty, MO?

Liberty has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Liberty, MO?

The median gross rent in Liberty is $1,164 per month based on 2023 Census data.

What is the average home price in Liberty?

The median home value in Liberty is $267,900 according to Zillow and Census data.

What is the median income in Liberty?

The median household income in Liberty is $95,425 per year (2023 ACS 5-year estimates).

What is the sales tax in Liberty, MO?

The combined state and local sales tax rate in Liberty is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Liberty, MO affordable?

Yes, Liberty is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.