Cost of Living in Kansas City, MO

Population 508,233 · Missouri · Data vintage 2023

81
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Kansas City offers a notably favorable income-to-housing ratio for its region. The typical home — $227,000 — costs less than 3.4 times median household income of $67,449, a threshold many coastal markets passed a decade ago.

Cost Overview

Housing 74
Rent 90

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Kansas City

The median home value in Kansas City is $227,000 — 26% below the national median of $305,000. Median rent runs $1,186/month, 10% lower than the national median of $1,314/month. The median household income of $67,449/year is 10% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. The climate averages highs of 66.4°F and lows of 47.5°F, with about 11" of annual snowfall. Overall, Kansas City has a cost of living index of 81 versus the US average of 100, meaning it is 19% less expensive.

🏠 Housing

Median Home Value
$227,000
26% below avg
Zillow Home Value
$245,199
Zillow ZHVI
Median Rent
$1,186/mo
10% below avg
Zillow Rent
$1,418/mo
Zillow ZORI
Price-to-Rent Ratio
15.9x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 54.6%
Renter-occupied 45.4%

💰 Estimated Monthly Budget

Rent median rent
$1,186
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,800/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.5 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.8%

Commute Mode

Drove alone
72.7%
Carpooled
7.4%
Public transit
1.9%
Walked
1.5%
Bicycle
0.2%
Work from home
14.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$67,449
10% below avg
Per Capita Income
$40,112
Unemployment Rate
4.7%
2% below avg
Poverty Rate
14.6%
Labor Force Participation
68.9%

🎓 Education

Bachelor's degree+ 23.8%
Graduate degree 14.0%

👥 Demographics

Median Age 35.7
Male median age 35
Female median age 36.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.4°F
Avg Low
47.5°F
Annual Precip
38.1"
Annual Snowfall
11"
20° 40° 60° 80° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404557677686908980685544
Low °F 222636465767727061493627
Precip" 1.021.532.083.895.105.334.384.683.783.241.801.30
Snow" 3.43.20.40.10.00.00.00.00.00.30.13.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
46.8%
Good air days/yr
155
Max AQI recorded
313
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87.9%
4-Year Graduation Rate
13.9:1
Student-teacher ratio
106
Public schools
55,814
Total enrollment

Frequently Asked Questions

What is the cost of living in Kansas City, MO?

Kansas City has a cost index of 81 (100 = national average). It is 19% below the national average.

What is average rent in Kansas City, MO?

The median gross rent in Kansas City is $1,186 per month based on 2023 Census data.

What is the average home price in Kansas City?

The median home value in Kansas City is $227,000 according to Zillow and Census data.

What is the median income in Kansas City?

The median household income in Kansas City is $67,449 per year (2023 ACS 5-year estimates).

What is the sales tax in Kansas City, MO?

The combined state and local sales tax rate in Kansas City is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Kansas City, MO affordable?

Yes, Kansas City is generally considered affordable, with a cost of living index of 81 — about 19% below the US national average of 100.

What is the weather like in Kansas City?

Kansas City has average high temperatures of 66.4°F and average lows of 47.5°F. Annual precipitation is 38.1". Average annual snowfall is 11". Data from NOAA 1991–2020 Climate Normals.