Cost of Living in Southfield, MI

Population 76,025 · Michigan · Data vintage 2023

84
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Southfield stay well under national norms: a median home value of $227,000 against median household incomes of $65,848 gives the city one of the more comfortable price-to-income ratios in Michigan. At 7.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 10 miles northwest of Detroit, Southfield falls within that metro's commuting orbit. Median home values run roughly 195% higher than Detroit's $77,000.

Cost Overview

Housing 74
Rent 99

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Southfield

The median home value in Southfield is $226,900 — 26% below the national median of $305,000. Median rent runs $1,301/month, 1% lower than the national median of $1,314/month. The median household income of $65,848/year is 12% lower than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. Michigan's top state income tax rate is 4.3% and the combined sales tax is 6.0%. Overall, Southfield has a cost of living index of 84 versus the US average of 100, meaning it is 16% less expensive.

🏠 Housing

Median Home Value
$226,900
26% below avg
Zillow Home Value
$246,404
Zillow ZHVI
Median Rent
$1,301/mo
1% below avg
Zillow Rent
$1,517/mo
Zillow ZORI
Price-to-Rent Ratio
14.5x
Favors buying
Property Tax Rate
1.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$707
1 BR
$780
2 BR
$962
3 BR
$1,290
4 BR
$1,444
Owner-occupied 51.9%
Renter-occupied 48.1%

💰 Estimated Monthly Budget

Rent median rent
$1,301
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,915/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.5 min
6% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.0%

Commute Mode

Drove alone
73.2%
Carpooled
7.1%
Public transit
1.6%
Walked
1.6%
Bicycle
0.1%
Work from home
15.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.3%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.5%

💼 Income & Employment

Median Household Income
$65,848
12% below avg
Per Capita Income
$40,203
Unemployment Rate
7.0%
44% above avg
Poverty Rate
11.2%
Labor Force Participation
61.7%

🎓 Education

Bachelor's degree+ 20.6%
Graduate degree 18.4%

👥 Demographics

Median Age 42.1
Male median age 37.2
Female median age 46.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
73.9%
Good air days/yr
169
Max AQI recorded
53
PM2.5 days
208
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

88%
4-Year Graduation Rate
15.5:1
Student-teacher ratio
14
Public schools
5,579
Total enrollment

Frequently Asked Questions

What is the cost of living in Southfield, MI?

Southfield has a cost index of 84 (100 = national average). It is 16% below the national average.

What is average rent in Southfield, MI?

The median gross rent in Southfield is $1,301 per month based on 2023 Census data.

What is the average home price in Southfield?

The median home value in Southfield is $226,900 according to Zillow and Census data.

What is the median income in Southfield?

The median household income in Southfield is $65,848 per year (2023 ACS 5-year estimates).

What is the sales tax in Southfield, MI?

The combined state and local sales tax rate in Southfield is 6.0%. The Michigan state income tax top rate is 4.3%.

Is Southfield, MI affordable?

Yes, Southfield is generally considered affordable, with a cost of living index of 84 — about 16% below the US national average of 100.

Southfield at a Glance

Population
76,025
Median Income
$65,848
Home Value
$226,900
Median Rent
$1,301/mo
Unemployment
7.0%
Sales Tax
6.0%
View all cities in Michigan →
🗺️ County data for Michigan

Explore county-level cost of living data

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