Cost of Living in Windsor, MO

Population 3,038 · Missouri · Data vintage 2023

44
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Windsor's median household income of $42,004 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (26% here). An unemployment rate of 1.7% points to a labor market well on the tight side of the national distribution.

Windsor is about 55 miles southeast of Lee's Summit, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 69% lower than Lee's Summit's $313,000.

Cost Overview

Housing 32
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Windsor

The median home value in Windsor is $96,400 — 68% below the national median of $305,000. Median rent runs $810/month, 38% lower than the national median of $1,314/month. The median household income of $42,004/year is 44% lower than the US median of $74,580. The local unemployment rate is 1.7%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Windsor has a cost of living index of 44 versus the US average of 100, meaning it is 56% less expensive.

🏠 Housing

Median Home Value
$96,400
68% below avg
Zillow Home Value
$274,215
Zillow ZHVI
Median Rent
$810/mo
38% below avg
Price-to-Rent Ratio
9.9x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 76.1%
Renter-occupied 23.9%

💰 Estimated Monthly Budget

Rent median rent
$810
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,424/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.5 min
2% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.8%

Commute Mode

Drove alone
86.3%
Carpooled
3.2%
Public transit
1.2%
Walked
0.9%
Work from home
6.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$42,004
44% below avg
Per Capita Income
$23,521
Unemployment Rate
1.7%
65% below avg
Poverty Rate
26.2%
Labor Force Participation
49.9%

🎓 Education

Bachelor's degree+ 9.1%
Graduate degree 5.3%

👥 Demographics

Median Age 38.2
Male median age 35.9
Female median age 40.3

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
12.1:1
Student-teacher ratio
2
Public schools
700
Total enrollment

Frequently Asked Questions

What is the cost of living in Windsor, MO?

Windsor has a cost index of 44 (100 = national average). It is 56% below the national average.

What is average rent in Windsor, MO?

The median gross rent in Windsor is $810 per month based on 2023 Census data.

What is the average home price in Windsor?

The median home value in Windsor is $96,400 according to Zillow and Census data.

What is the median income in Windsor?

The median household income in Windsor is $42,004 per year (2023 ACS 5-year estimates).

What is the sales tax in Windsor, MO?

The combined state and local sales tax rate in Windsor is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Windsor, MO affordable?

Yes, Windsor is generally considered affordable, with a cost of living index of 44 — about 56% below the US national average of 100.

Windsor at a Glance

Population
3,038
Median Income
$42,004
Home Value
$96,400
Median Rent
$810/mo
Unemployment
1.7%
Sales Tax
8.4%
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🗺️ County data for Missouri

Explore county-level cost of living data

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