Cost of Living in Pearl, MS
Population 27,458 · Mississippi · Data vintage 2023
(100 = US avg)
The Pearl cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $171,000, rents near $1,152 a month.
Located 8 miles east of Jackson, Pearl falls within that metro's commuting orbit. Median home values run roughly 58% higher than Jackson's $108,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Pearl
The median home value in Pearl is $170,900 — 44% below the national median of $305,000. Median rent runs $1,152/month, 12% lower than the national median of $1,314/month. The median household income of $54,643/year is 27% lower than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. The climate averages highs of 76.4°F and lows of 54.5°F. Overall, Pearl has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 57 | 62 | 69 | 77 | 84 | 90 | 92 | 92 | 88 | 78 | 67 | 60 |
| Low °F | 37 | 40 | 46 | 53 | 62 | 69 | 72 | 72 | 66 | 54 | 44 | 39 |
| Precip" | 5.42 | 5.10 | 5.68 | 5.84 | 4.36 | 4.43 | 5.02 | 4.69 | 3.48 | 3.80 | 4.40 | 5.13 |
| Snow" | 0.2 | 0.2 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.5 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Pearl, MS?
Pearl has a cost index of 69 (100 = national average). It is 31% below the national average.
What is average rent in Pearl, MS?
The median gross rent in Pearl is $1,152 per month based on 2023 Census data.
What is the average home price in Pearl?
The median home value in Pearl is $170,900 according to Zillow and Census data.
What is the median income in Pearl?
The median household income in Pearl is $54,643 per year (2023 ACS 5-year estimates).
What is the sales tax in Pearl, MS?
The combined state and local sales tax rate in Pearl is 7.1%. The Mississippi state income tax top rate is 4.7%.
Is Pearl, MS affordable?
Yes, Pearl is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.
What is the weather like in Pearl?
Pearl has average high temperatures of 76.4°F and average lows of 54.5°F. Annual precipitation is 57.4". Average annual snowfall is 1". Data from NOAA 1991–2020 Climate Normals.
Pearl at a Glance
- Population
- 27,458
- Median Income
- $54,643
- Home Value
- $170,900
- Median Rent
- $1,152/mo
- Unemployment
- 5.6%
- Avg High Temp
- 76.4°F
- Sales Tax
- 7.1%
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Mississippi Rankings
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